Chase Ultimate Rewards Transfer Partners 2026: When to Wait

What airlines can I transfer Chase points to in 2026? Chase’s public how-to page and Sapphire Preferred partner surfaces name 10 airline programs : AerClub (Aer Lingus), Air Canada Aeroplan, Air France KLM—Flying Blue, The British Airways Club, Iberia Club, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, and Virgin Atlantic Flying Club.

Those airlines sit next to 4 hotel programs — IHG One Rewards, Marriott Bonvoy, World of Hyatt, and Wyndham Rewards — for a 14-partner list. Transfers run only from a transfer-capable Ultimate Rewards account, typically in 1,000-point increments, and are final.

Wait until the award is actually available — especially World of Hyatt, where Chase has priced Sapphire Preferred and Ink Business Preferred transfers at 4:3 since the October 1, 2026 cutoff it prints.

Last Updated October 12, 2026. Partner names, card eligibility, Hyatt 1:1 vs 4:3 timing, and transfer mechanics below track Chase public how-to, product, and media pages as of October 12, 2026 — confirm the ratio and any bonus tile on the card that will send the transfer before you click. Issuer pages and your portal control live figures.

Our own free tracker, RewardTracker.io, lets you track two cards free; a one-time $10 unlock adds the rest of the catalog on that account.

At a Glance: Chase UR Transfer Partners 2026

Real-World Examples

TL;DR – Verdict

Introduction: The 2026 Chase Transfer Map

In 2026 you can transfer Chase Ultimate Rewards to the 10 airlines Chase names on its public how-to and Sapphire Preferred partner surfaces: AerClub (Aer Lingus), Air Canada Aeroplan, Air France KLM—Flying Blue, The British Airways Club, Iberia Club, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, and Virgin Atlantic Flying Club. Those 10 sit with four hotel programs — IHG One Rewards, Marriott Bonvoy, World of Hyatt, and Wyndham Rewards — for a 14-partner list. Transfers run only from a transfer-capable Ultimate Rewards account, in 1,000-point steps, and are final.

This guide lists Chase Ultimate Rewards' 14 airline and hotel transfer partners, explains which cards can move points, and covers the transfer rules on 1,000-point increments, final transfers, name matching, and checking award availability first. It details Hyatt's 4:3 ratio from Sapphire Preferred and Ink Business Preferred, shows what awards cost across partners, and sets a transfer-or-wait framework. Every number comes from official program pages checked as of October 17, 2026. The page is not a best-uses or sweet-spot essay, not a remake of Amex Membership Rewards transfer partners, and not a Capital One partner update. No cents-per-point tables appear, and no partners are invented.

Before the list: confirm the card that will initiate the transfer (the ratio follows that account), confirm the award is available on the partner site, and confirm partner display names plus any bonus tile on the logged-in Ultimate Rewards transfer screen.

Which Chase Cards Can Transfer Ultimate Rewards

Chase’s public “How to transfer points through Chase Ultimate Rewards” page names three cards that can transfer Ultimate Rewards to airline and hotel partners: Chase Sapphire Preferred , Chase Sapphire Reserve , and Chase Ink Business Preferred . Those transfers happen inside the Chase Ultimate Rewards / Chase Travel portal under “Transfer to Travel Partners.” You must already have a loyalty account at the partner, and the name on that account must match the name on the Chase account.

Chase’s how-to page names Sapphire Preferred, Sapphire Reserve and Ink Business Preferred as transfer cards. Chase says the Sapphire Reserve for Business card can transfer points to travel partners (typically at a 1:1 ratio).

Chase also says that in most cases you can transfer points between your own Chase accounts, and that you may be able to transfer them to a spouse or someone else in your household. Chase’s June 15, 2026 Sapphire Preferred media FAQ also names Ink Plus and Corporate Flex in the World of Hyatt ratio change.

Mechanics Chase publishes for every card that can transfer: points typically move in 1,000-point increments; transfers are final; many process by the next business day and some can take up to 7 business days.

The Complete 2026 Partner List (10 Airlines + 4 Hotels)

Chase’s “How to transfer points through Chase Ultimate Rewards” education page lists 10 airline programs and 4 hotel programs as of October 12, 2026. Display names drift slightly across Chase pages — use the label the portal shows when you link the loyalty account.

Airline partners (Chase education names)

Hotel partners (Chase education names)

Chase tells Ink Business Preferred cardmembers to log in to the Ultimate Rewards portal “to see transfer rates for all partners.” Chase’s Sapphire Preferred page states: “Chase Ultimate Rewards® points transfer to most travel partners at a rate of 1:1.”

Hard exclusion: Treat only the 14 programs above as direct Ultimate Rewards transfer partners.

How Each Partner Prices Awards

Air Canada Aeroplan prices partner business awards by distance band on its 2026 chart. A New York-London flight is about 3,440 miles, which falls under 4,000 miles and costs 60,000 points one-way business on a partner. Chicago-Frankfurt is about 4,330 miles, which falls in the 4,001-6,000 band and costs 75,000. The Aeroplan flight rewards chart and the June 2026 chart update list these bands; changes apply to tickets booked on or after June 1, 2026. A partner booking fee of CAD39 applies when the reward includes a flight not operated by Air Canada. A stopover adds 5,000 points (one per direction, up to 45 days, not in Canada or the U.S.). Rewards can be canceled free within 24 hours of booking. Before transferring, confirm space exists; see how to search Aeroplan partner award space.

Air France KLM Flying Blue releases Promo Rewards on the first day of each month for up to 25% off long-haul flights to and from Europe on Air France and KLM. Reward tickets still require taxes and carrier surcharges paid separately. The Flying Blue Promo Rewards page explains the monthly release. Check the calendar and space first; see how to search Flying Blue partner award space.

Virgin Atlantic Flying Club prices ANA business at 52,500 points one-way Japan-Western USA and 60,000 Japan-Central/Eastern USA; these are booked by contacting Flying Club. Air France business between East Coast USA (Zone 6) and Western/Central Europe (Zone 1) is 48,500 off-peak and 58,500 peak one-way. Prices exclude taxes, fees and surcharges. The Virgin ANA partner page and the Virgin Air France partner page list the rates. Confirm availability and the contact process before moving points.

Singapore Airlines KrisFlyer one-way Saver business between Singapore and the USA is 112,500 miles from the West Coast and 117,000 from the East Coast and Houston. Taxes and fees are extra. The KrisFlyer Saver award chart shows the figures. Saver space is limited; search before transferring.

Avios can be moved between British Airways Club, Iberia Club and Aer Lingus AerClub accounts on avios.com. British Airways advertises Club World reward seats from $998 plus 176,000 Avios. BA-operated Reward Flights carry a fixed cash amount for taxes, fees and carrier charges. The British Airways reward flights page uses that wording.

Southwest Rapid Rewards prices reward flights based on the fare. When fares go on sale, the points needed fall as well. The Southwest how-to-redeem page states that the number of points depends on the fare. Compare the live cash fare and the points price on the same flight before transferring, because the points cost tracks the fare.

Marriott Bonvoy uses flexible point redemption rates that align more closely with cash hotel rates. A member who redeems points for five consecutive nights on a Standard Redemption or PointSavers award under one reservation pays points for only four nights (Stay for 5, Pay for 4). The Marriott loyalty terms and the Marriott help article describe the fifth-night benefit. Because rates are flexible, price the specific stay before transferring.

Wyndham Rewards Go Free awards use four fixed tiers of 5,000, 15,000, 30,000 and 45,000 points per bedroom per night as of September 15, 2026, according to the Wyndham award tier update. Hotels were redistributed across the tiers, so a tier listed before the change may no longer apply. Bookings made before September 15 are honored at the original rate, and any point difference is returned if the rate drops. Points + Cash (Go Fast) starts at 500, 1,500, 3,000 or 4,500 points plus cash for those tiers. Confirm the hotel's current tier before moving points. You can also search award space with Seats.aero across partners.

Programs Chase Doesn't Transfer To (and Who Does)

Emirates Skywards is not a Chase Ultimate Rewards transfer partner. Emirates' own pages list Capital One at 1,000 miles to 750 Skywards Miles, Bilt at 1,000 points to 1,000 Skywards Miles, and American Express US at 5 Membership Rewards points to 4 Skywards Miles as of October 17, 2026. The Emirates Capital One partner page, the Emirates Bilt partner page and the Emirates Amex partner page each confirm the ratios.

Bilt transfers 1:1 to World of Hyatt, Marriott Bonvoy, IHG One Rewards and Wyndham Rewards, and 1:1 to airline partners including United MileagePlus, Air Canada Aeroplan, Flying Blue, Virgin Atlantic Flying Club, British Airways, Iberia, Aer Lingus AerClub and Southwest. The Bilt transfer partners page lists these rates, and transfers cannot be reversed. Capital One lists Air Canada Aeroplan, British Airways Club, Flying Blue, Singapore Airlines KrisFlyer and others at 1:1, but does not list United, Southwest, World of Hyatt, IHG or Marriott among its partners. The Capital One transfer partnerships page shows the available partners.

United MileagePlus and Southwest Rapid Rewards are reasons to choose Chase Ultimate Rewards over Capital One miles. Capital One does not list either airline among its transfer partners, while Chase lists both and Bilt transfers to both at 1:1. For World of Hyatt, Bilt transfers 1:1, while Chase transfers from Sapphire Preferred and Ink Business Preferred at 4:3, so Bilt needs fewer points for the same free night. Emirates Skywards is not a Chase partner. Capital One, Bilt and American Express Membership Rewards can transfer to it, so points for Emirates awards need to start in one of those programs.

Hyatt Default — Live Ratio by Card and Date

World of Hyatt is still on Chase’s transfer-partner list. The 2026 change is the ratio , not the partnership. The fact that matters here is the ratio printed on Chase pages.

Because transfers are final, the card that initiates the Hyatt transfer is the card whose ratio applies. Combining Freedom or Ink cash-back points into a Sapphire Preferred or Ink Preferred account before October 1, 2026 did not preserve 1:1 after the dated cutoff if that account is the one that sends points to Hyatt.

The 1:1 Hyatt window for pre–June 15 Sapphire Preferred and for Ink Business Preferred ended September 30, 2026. Since October 1, 2026, 4:3 means 1,000 Ultimate Rewards become 750 Hyatt points on the cards Chase named. If you have no Hyatt stay, waiting in Ultimate Rewards still preserves the option to send the same points to United, Aeroplan, or any other partner. For hotel strategy beyond this transfer map, see the best hotel credit cards for free nights and elite status in 2026 .

A card already on 4:3 Hyatt (new Sapphire Preferred from June 15, 2026 onward) does not regain 1:1 by waiting. Confirm the ratio on your transfer screen before you click.

What 4:3 Costs on Hyatt's 2026 Five-Level Chart

World of Hyatt publishes a fixed award chart with eight categories and, since May 2026, five levels per category: Lowest, Low, Moderate, Upper and Top. The Hyatt free night chart lists Category 1 at 3,000/4,500/6,000/7,500/9,000 points, Category 2 at 6,000/7,500/10,000/12,000/15,000, Category 3 at 8,000/12,000/15,000/17,500/20,000, Category 4 at 12,000/15,000/20,000/22,500/25,000, Category 5 at 15,000/20,000/25,000/30,000/35,000, Category 6 at 20,000/25,000/30,000/35,000/40,000, Category 7 at 25,000/30,000/35,000/45,000/55,000 and Category 8 at 35,000/45,000/55,000/65,000/75,000 points per night as of October 17, 2026. Chase Ultimate Rewards transfer to World of Hyatt at 4:3 from Sapphire Preferred and Ink Business Preferred, so 1,000 Ultimate Rewards points become 750 Hyatt points. Transfers move in 1,000-point increments, so the Ultimate Rewards needed equal Hyatt points times 4/3, rounded up to the next 1,000.

A four-night Category 4 Moderate stay costs 80,000 Hyatt points. At the 4:3 ratio that requires 107,000 Ultimate Rewards points after rounding (80,000 × 4/3 = 106,666.67, rounded up). The same stay at a 1:1 transfer ratio, for example from Bilt, needs exactly 80,000 points. Rounding leaves unused Hyatt points on some nights: a Category 2 Moderate night needs 14,000 Ultimate Rewards for 10,000 Hyatt points, leaving 500 Hyatt points unspent. Category 4 Moderate leaves 250, Category 5 Moderate leaves 500, and Category 8 Moderate leaves 500. These leftovers cannot be used alone for another night and sit in the Hyatt account until more points arrive or a smaller redemption appears.

Hyatt's February 25, 2026 release states that the program keeps a published award chart with fixed point thresholds rather than dynamic pricing. Limited hotels move a limited number of nights into the Upper and Top levels in 2026, with broader adoption later. Yearly category changes are announced in April, and reservations booked before a category change are honored as booked. The Hyatt newsroom announcement confirms the structure remains fixed. Check live availability before transferring, because the level for a specific date is not fixed in advance.

See how to book a World of Hyatt award night for the booking steps once the points are in the Hyatt account.

United MileagePlus and Air Canada Aeroplan Callouts

United MileagePlus — what Chase shows

United MileagePlus is on every Chase public partner list as of October 12, 2026 (education how-to, Sapphire Preferred partner block, Ink Business Preferred partner overlay). Chase’s general rule still applies: increments of 1,000 , transfers final, often next business day, up to 7 business days.

Use United when the MileagePlus site already shows the award you want. Do not transfer “because United is a partner.”

Air Canada Aeroplan — what Chase shows

Air Canada Aeroplan is on every Chase public partner list as of October 12, 2026. Same Chase rules: 1,000-point increments, transfers final, timing up to 7 business days.

Chase’s Air Canada earn-and-redeem wording describes a separate 10% transfer bonus after transferring 50,000 or more Ultimate Rewards in a single transaction, capped at 25,000 bonus Aeroplan points per calendar year, through December 31, 2026. That line is a co-brand card benefit — not a standing Ultimate Rewards-wide bonus for every Sapphire or Ink account. Chase’s Aeroplan earn-and-redeem page lists this bonus until December 31, 2026.

United and Aeroplan ratios Chase prints are unchanged by the Hyatt 4:3 update. Do not rush those transfers because of the Hyatt date alone. For a parallel transfer-bonus decision frame on another currency, see Amex Membership Rewards to Avios 30% — different program, same “confirm space first” rule.

Transfer Now or Wait — The Rule (and the Hyatt Deadline)

Transfers are one-way. Chase says they are final. Use this as a rule, not a redemption-value essay — and not a premium-card stack comparison like Amex Plat vs CSR vs Venture X .

Transfer now only if all of these are true

1. The partner site already shows the award (or a hold) you will actually book.
2. The name on the loyalty account matches the Chase account.
3. The ratio on your transfer screen is the ratio you expect (Hyatt 4:3 from Preferred and Ink; any bonus tile).
4. You are transferring only the points needed for that booking, in 1,000-point steps.

Wait (keep points in Ultimate Rewards) if

• You do not have award space. Space can disappear after a transfer.
• You are counting on 1:1 to Hyatt from Sapphire Preferred (pre–June 15) or Ink Business Preferred — since October 1, 2026 Chase prices those transfers at 4:3, so check the rate on your screen first.
• The only hook is a hotel bonus into Marriott or IHG and you do not have a specific stay. Don’t transfer to Marriott without a booking.
• You are moving points to United or Aeroplan with no ticket on the partner site. Transfer only for an award you can book.

Chase says transfers can take up to 7 business days and are final, and that a name mismatch can cause a transfer to fail. Re-check the portal the day you transfer — Chase tells cardmembers to check back regularly for promotions.

Transfer, or Book Through Chase Travel With Points Boost?

Chase Points Boost, introduced in Chase Travel in June 2025, makes points worth up to 2x for Sapphire Reserve and up to 1.5x for Sapphire Preferred on select top-booked hotels and flights with select airlines, on a rotating basis. Chase's example is a stay needing 200,000 points at a 1:1 rate needing as few as 100,000 with Boost. Points Boost offers are also available on Sapphire Reserve for Business, Ink Preferred and Ink Plus. The Chase Points Boost benefits guide describes the program.

Transfers are final, so price the same trip both ways before moving points. A 60,000-point Aeroplan partner business award (North America-Atlantic under 4,000 miles) would require 60,000 Ultimate Rewards points at the normal 1:1 transfer rate. Points Boost applies only to select, rotating flights and hotels, so the same itinerary may or may not show a Boost price. Because the Boost multiplier applies only to certain hotels and flights and rotates, the comparison must be made on the live Chase Travel page for that exact itinerary. If Boost covers the trip at a lower point cost than the transfer, book through Chase Travel. If it does not, or if the partner award space is the better option, transfer. Never transfer first and then check Boost, because the transfer cannot be reversed.

Is There a Chase Transfer Bonus Right Now?

No Chase Ultimate Rewards transfer bonus was publicly listed on an official Chase or partner page as of October 17, 2026. The Chase-to-Marriott 70% bonus ended October 15, 2026. The Chase how-to-transfer page does not list an active bonus.

Until December 31, 2026, Chase Air Canada cardmembers get a 10% bonus after transferring 50,000 or more Ultimate Rewards points in a single transaction from an eligible Chase card to their Aeroplan account, capped at 25,000 bonus points per calendar year. The Chase Air Canada earn and redeem page states the conditions and the end date. For any other current offers, check our transfer bonuses tracker.

Conclusion / Final Thoughts

Chase’s live 2026 transfer map is a 14-partner list: ten airlines Chase names publicly, three hotels Chase includes in its “most travel partners at a rate of 1:1” language, and World of Hyatt at 4:3 . The AEO answer stays the airline names on that list — AerClub, Aeroplan, Flying Blue, The British Airways Club, Iberia Club, JetBlue TrueBlue, KrisFlyer, Southwest Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club — not a sweet-spot catalog.

The transfer-or-wait rule is the other half of the guide. Move points when the award is available, the sending card shows the ratio you expect, and you can live with a final transfer that may take up to 7 business days. Hold Ultimate Rewards when you have no booking, when a blog bonus is missing from your portal, or when the only pressure is a Hyatt date and you do not have a Hyatt stay. For qualifying Sapphire Preferred (opened before June 15, 2026) and Ink Preferred accounts, September 30, 2026 was the last day Chase printed 1:1 to Hyatt; since October 1, 2026 those accounts transfer at 4:3. For Sapphire Reserve, see the Hyatt section above.

Everyday Ultimate Rewards earn that still needs a home after the transfer map — especially Freedom Unlimited versus a non-Chase travel earner — is a separate decision; see Chase Freedom Unlimited vs Capital One Venture as the soft next step. Soft next-step only: this post does not expand into a Chase UR best-uses remake, an Amex MR list remake, or a Venture X transfer-update remake.

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