Chase Ultimate Rewards Transfer Partners 2026: Hyatt United Aeroplan and When to Wait
Chase Ultimate Rewards Transfer Partners 2026: Hyatt United Aeroplan and When to Wait
What airlines can I transfer Chase points to in 2026? Chase’s public how-to page and Sapphire Preferred partner surfaces name 10 airline programs : AerClub (Aer Lingus), Air Canada Aeroplan, Air France KLM—Flying Blue, The British Airways Club, Iberia Club, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, and Virgin Atlantic Flying Club.
Those airlines sit next to 4 hotel programs — IHG One Rewards, Marriott Bonvoy, World of Hyatt, and Wyndham Rewards — for a 14-partner list. Transfers run only from a transfer-capable Ultimate Rewards account, typically in 1,000-point increments, and are final.
Wait until the award is actually available — especially World of Hyatt, where the live ratio is now 1:1 or 4:3 by card and open date through the September 30 / October 1, 2026 cutoff Chase prints.
Written by JP · Roaming Cactus editorial · Last Updated September 23, 2026. Partner names, card eligibility, Hyatt 1:1 vs 4:3 timing, and transfer mechanics below track Chase public how-to, product, and media pages retrieved the same day. The signed-in Ultimate Rewards transfer screen was not available in this research pass — confirm the ratio and any bonus tile on the card that will send the transfer before you click. Issuer pages and your portal control live figures.
At a Glance: Chase UR Transfer Partners 2026
- Chase’s public how-to page names three transfer cards: Sapphire Preferred , Sapphire Reserve , and Ink Business Preferred . The Points Guy (updated September 7, 2026) also lists Sapphire Reserve for Business as transferable; that card is not on Chase’s how-to list retrieved September 23, 2026 — confirm in the portal.
- Freedom Flex, Freedom Unlimited, Ink Business Cash, and Ink Business Unlimited earn Ultimate Rewards but are combine-first , not transfer cards on the how-to page. Combine into a Sapphire or Ink Business Preferred account that can transfer, then read the destination-card ratio.
- Live Chase education list on September 23, 2026: 10 airlines + 4 hotels . Emirates Skywards is not on that list — do not treat it as a current Ultimate Rewards partner.
- Chase education copy says cardmembers can transfer “at a 1:1 ratio with many Chase transfer partners.” Chase does not publish a full public ratio table for every partner on the how-to page; the portal is the live check.
- World of Hyatt is the named ratio exception: Sapphire Preferred opened on or after June 15, 2026 is already 4:3 (1,000 UR → 750 Hyatt). Sapphire Preferred opened before June 15, 2026 and Ink Business Preferred stay 1:1 through September 30, 2026 , then 4:3 on October 1, 2026 , per Chase media FAQ and Ink product footnote.
- Chase’s June 15, 2026 FAQ that announced Hyatt 4:3 does not name Sapphire Reserve. Outlets (including The Points Guy, September 7, 2026) report Reserve stays 1:1 — confirm on the Reserve transfer screen.
- United MileagePlus and Air Canada Aeroplan are on every Chase public partner list checked today. The Points Guy and AwardWallet report a limited-time 20% Chase → Aeroplan bonus through September 30, 2026 — outlet reports only; confirm the tile in the portal. Chase Air Canada co-brand wording separately describes a 10% bonus (50,000+ UR in one transfer; 25,000-point yearly cap; through December 31, 2026) for eligible co-brand cardmembers.
- Transfer-or-wait: move points only when the award is available, the live ratio matches what you expect (especially Hyatt before vs after October 1, 2026), and you accept a final transfer that may take up to 7 business days. Keep points as Ultimate Rewards if you have no booking.
Real-World Examples
Example 1 — Pre–June 15 Sapphire Preferred or Ink Preferred with a bookable Hyatt stay
You opened Sapphire Preferred before June 15, 2026 — or you hold Ink Business Preferred — and World of Hyatt already shows a stay you will book. Chase pages say 1:1 lasts through September 30, 2026 and 4:3 starts October 1, 2026 (1,000 UR → 750 Hyatt). That dated cutoff is a reason to transfer for that stay before October 1 — not a reason to dump points into Hyatt with no reservation.
Takeaway: The Hyatt calendar matters only when the night is bookable and your sending card still shows 1:1.
Example 2 — United or Aeroplan award already on the airline site
MileagePlus or Aeroplan already shows the ticket you want. Both programs sit on Chase’s live 10-airline list. Confirm space first, transfer only the 1,000-point increments needed, and accept that Chase may take up to 7 business days even when many transfers post by the next business day. Do not rush United or Aeroplan solely because of the Hyatt date — those ratios Chase prints are separate from the Hyatt 4:3 change.
Takeaway: Airline callouts follow award space, not the Hyatt deadline.
Example 3 — Freedom / Ink cash-back earner with no transfer card yet
Freedom Unlimited, Freedom Flex, Ink Business Cash, or Ink Business Unlimited balances are combine-first. Move the balance into Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred, then read the Hyatt ratio on that destination card before sending hotel points. Combining into Preferred before October 1 does not preserve 1:1 after the cutoff if Preferred is the card that transfers to Hyatt.
Takeaway: The sending card’s ratio is the ratio that applies — combination is not a freeze on 1:1.
TL;DR – Verdict
Use Chase’s 14-partner list as the transfer map: 10 airlines plus IHG, Marriott, Wyndham, and World of Hyatt. Chase education language covers “1:1 with many” partners; Hyatt is the card- and date-dependent 1:1 or 4:3 exception Chase actually dates.
Hyatt remains the high-value hotel default when a stay is bookable . On September 23, 2026 the decision that matters is which card sends the points and whether that card still shows 1:1 through September 30 . United and Aeroplan are the airline callouts on the same list — transfer for a ticket you can already see, not because a date on Hyatt is approaching.
If any test fails (no award, wrong ratio, blog bonus missing from your screen), wait and keep the balance as Ultimate Rewards. Confirm partners, ratios, and any bonus tile in the Ultimate Rewards portal the day you transfer.
Introduction: The 2026 Chase Transfer Map
In 2026 you can transfer Chase Ultimate Rewards to the 10 airlines Chase names on its public how-to and Sapphire Preferred partner surfaces: AerClub (Aer Lingus), Air Canada Aeroplan, Air France KLM—Flying Blue, The British Airways Club, Iberia Club, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, and Virgin Atlantic Flying Club. Those 10 sit with four hotel programs — IHG One Rewards, Marriott Bonvoy, World of Hyatt, and Wyndham Rewards — for a 14-partner list. Transfers run only from a transfer-capable Ultimate Rewards account, in 1,000-point steps, and are final.
Hard scope lock: this is a transfer-guide partner list plus a transfer-or-wait rule . It is not a Chase Ultimate Rewards best-uses or sweet-spot essay, not an Amex Membership Rewards transfer partners remake, and not a Capital One Venture X partner-update remake. No cents-per-point tables. No invented partners. World of Hyatt is handled as the high-value hotel default with the live 1:1 vs 4:3 snapshot by card and date — not a fixed value claim.
Before the list: confirm the card that will initiate the transfer (the ratio follows that account), confirm the award is available on the partner site, and confirm partner display names plus any bonus tile on the logged-in Ultimate Rewards transfer screen. Public Chase pages retrieved September 23, 2026 did not include a signed-in portal screenshot.
Which Chase Cards Can Transfer Ultimate Rewards
Chase’s public “How to transfer points through Chase Ultimate Rewards” page names three cards that can transfer Ultimate Rewards to airline and hotel partners: Chase Sapphire Preferred , Chase Sapphire Reserve , and Chase Ink Business Preferred . Those transfers happen inside the Chase Ultimate Rewards / Chase Travel portal under “Transfer to Travel Partners.” You must already have a loyalty account at the partner, and the name on that account must match the name on the Chase account.
The Points Guy (updated September 7, 2026) also lists Sapphire Reserve for Business as a fully transferable Ultimate Rewards card. Chase’s public how-to page retrieved September 23, 2026 does not name that card — treat it as unverified on the issuer how-to list and confirm in the portal before you rely on it.
| Card / path | Transfer status (Chase how-to, Sep 23, 2026) | Notes |
|---|---|---|
| Sapphire Preferred | Named transfer card | Hyatt ratio depends on open date (see Hyatt section) |
| Sapphire Reserve | Named transfer card | Not named in Chase’s Hyatt 4:3 FAQ; confirm portal ratio |
| Ink Business Preferred | Named transfer card | Hyatt 4:3 starts Oct 1, 2026 per Chase Ink footnote — see also whether the Chase Ink Business Preferred $95 annual fee is worth it in 2026 |
| Freedom Flex / Unlimited; Ink Cash / Unlimited | Not on how-to as transfer cards | Combine-first into a transfer-capable account; everyday earn pair → Chase Freedom Unlimited vs Freedom Flex 2026 |
| Sapphire Reserve for Business | Not on Chase how-to | Outlet-listed (TPG); confirm portal |
Chase also says you may be able to combine Ultimate Rewards points across Ultimate Rewards accounts held by a single cardmember, and that points earned on authorized-user cards accrue to the primary cardmember. Chase’s June 15, 2026 Sapphire Preferred media FAQ also names Ink Plus and Corporate Flex in the World of Hyatt ratio change — those two products are not on the consumer how-to list of transfer cards. Do not assume they transfer until the portal shows them.
Mechanics Chase publishes for every card that can transfer: points typically move in 1,000-point increments; transfers are final; many process by the next business day and some can take up to 7 business days. Chase does not publish cents-per-point values for transferred Ultimate Rewards.
The Complete 2026 Partner List (10 Airlines + 4 Hotels)
Chase’s “How to transfer points through Chase Ultimate Rewards” education page lists 10 airline programs and 4 hotel programs as of September 23, 2026. No other airline or hotel program is named on those Chase transfer surfaces in this pass. Display names drift slightly across Chase pages — use the label the portal shows when you link the loyalty account.
Airline partners (Chase education names)
| # | Program (Chase how-to label) | Notes |
|---|---|---|
| 1 | AerClub (Aer Lingus) | On education + CSP + Ink overlays |
| 2 | The British Airways Club | CSP block may say Executive Club — same program |
| 3 | Air France KLM—Flying Blue | On every Chase list checked |
| 4 | Iberia Club | CSP block may say Iberia Plus — same program |
| 5 | JetBlue TrueBlue | On every Chase list checked |
| 6 | Singapore Airlines KrisFlyer | TPG notes KrisFlyer can take ~48 hours in recent tests; Chase still allows up to 7 business days |
| 7 | Southwest Airlines Rapid Rewards | On every Chase list checked |
| 8 | United MileagePlus | Airline callout — see United / Aeroplan section |
| 9 | Virgin Atlantic Flying Club | On every Chase list checked |
| 10 | Air Canada Aeroplan | Airline callout — see United / Aeroplan section |
Hotel partners (Chase education names)
| # | Program | Notes |
|---|---|---|
| 1 | IHG One Rewards | CSP may say IHG Rewards Club; Ink overlay: IHG One Rewards Club |
| 2 | Marriott Bonvoy | On education + CSP + Ink overlays |
| 3 | World of Hyatt | Card- and date-dependent 1:1 or 4:3 — next section |
| 4 | Wyndham Rewards | On education + CSP; Ink overlay retrieved Sep 23, 2026 omitted Wyndham — confirm portal |
Chase education copy states cardmembers can transfer “at a 1:1 ratio with many Chase transfer partners.” Secondary outlets (The Points Guy September 7, 2026; Frequent Miler on Wyndham; Doctor of Credit on bonuses) consistently describe the non-Hyatt partners as 1:1 in 1,000-point increments. Chase itself tells you to read the portal for “transfer rates for all partners.” Do not treat an outlet 1:1 table as a Chase-printed guarantee if your screen shows something else.
Hard exclusion: Emirates Skywards is not on the Chase lists retrieved September 23, 2026. The Points Guy and Frequent Miler reported in August 2025 that Chase would stop Emirates transfers on October 16, 2025. Do not treat Emirates — or Delta, Alaska, American, Cathay, Hilton, or Accor — as a direct Ultimate Rewards transfer partner on this map.
Hyatt Default — Live Ratio by Card and Date
World of Hyatt remains the hotel partner Chase and major outlets treat as the default transfer when a Hyatt award is actually bookable. The 2026 change is the ratio , not the partnership. Chase does not publish a Hyatt cents-per-point figure — the fact that matters here is the ratio printed on Chase pages, which now splits by card and open date.
| Sending card | Hyatt ratio as of September 23, 2026 | Chase source |
|---|---|---|
| Sapphire Preferred (applied on/after June 15, 2026) | 4:3 now (1,000 UR → 750 Hyatt) | Chase media FAQ, June 15, 2026 |
| Sapphire Preferred (applied before June 15, 2026) | 1:1 through Sep 30, 2026 ; 4:3 Oct 1, 2026 | Same Chase FAQ |
| Ink Business Preferred | 1:1 through Sep 30, 2026 ; 4:3 Oct 1, 2026 (existing + new apps on/after Oct 1) | Chase media FAQ + live Ink product footnote |
| Ink Plus / Corporate Flex | Named in Oct 1, 2026 Hyatt 4:3 update | Media FAQ only — not on consumer how-to transfer list |
| Sapphire Reserve | Not named in the 4:3 FAQ; outlets report 1:1 — confirm portal | Reserve product page has no Hyatt 4:3 footnote (Sep 23, 2026) |
Because transfers are final, the card that initiates the Hyatt transfer is the card whose ratio applies. Combining Freedom or Ink cash-back points into a Sapphire Preferred or Ink Preferred account before October 1, 2026 does not preserve 1:1 after the dated cutoff if that account is the one that sends points to Hyatt.
If you still have a 1:1 Hyatt window (pre–June 15 Sapphire Preferred, or Ink Business Preferred through September 30, 2026) and you already have a Hyatt award you can book, transferring before October 1, 2026 is the Chase-dated reason to move now rather than wait. After October 1, 4:3 means 1,000 Ultimate Rewards become 750 Hyatt points on the cards Chase named. If you have no Hyatt stay, waiting in Ultimate Rewards still preserves the option to send the same points to United, Aeroplan, or any other partner after October 1. For hotel strategy beyond this transfer map, see the best hotel credit cards for free nights and elite status in 2026 .
Compare cash hotel rates
When you’re booking a cash stay (outside a card’s prepaid hotel credit), compare rates before you lock it in.
Compare on Expedia Browse stays on Stay22
Disclosure: These are affiliate links. We may earn a commission if you book through them, at no extra cost to you.
A card already on 4:3 Hyatt (new Sapphire Preferred from June 15, 2026 onward) does not regain 1:1 by waiting past October 1. Confirm the ratio on your transfer screen before you click.
United MileagePlus and Air Canada Aeroplan Callouts
United MileagePlus — what Chase shows
United MileagePlus is on every Chase public partner list retrieved September 23, 2026 (education how-to, Sapphire Preferred partner block, Ink Business Preferred partner overlay). Chase does not publish a United award chart, a United-only ratio other than the general “many partners 1:1” language, or a United transfer-time exception on those pages. Chase’s general rule still applies: increments of 1,000 , transfers final, often next business day, up to 7 business days.
Use United when the MileagePlus site already shows the award you want. Do not transfer “because United is a partner.” Chase does not print sweet-spot itineraries. No public Chase page in this run listed a current United transfer bonus.
Air Canada Aeroplan — what Chase shows, plus dated outlet bonuses
Air Canada Aeroplan is on every Chase public partner list retrieved September 23, 2026. Same Chase rules: 1,000-point increments, transfers final, timing up to 7 business days.
Separately, as of September 23, 2026, major outlets report a limited-time Chase → Aeroplan transfer bonus: The Points Guy (current-bonus roundup dated September 1, 2026) and AwardWallet (September 22, 2026) list 20% through September 30, 2026 (1,000 Ultimate Rewards → 1,200 Aeroplan). Those figures are outlet reports , not text copied from a Chase product page in this pass — confirm the offer tile on the Ultimate Rewards transfer screen and the end date before you click.
Chase’s Air Canada earn-and-redeem wording describes a separate 10% transfer bonus after transferring 50,000 or more Ultimate Rewards in a single transaction, capped at 25,000 bonus Aeroplan points per calendar year, through December 31, 2026. That line is a co-brand card benefit — not a standing Ultimate Rewards-wide bonus for every Sapphire or Ink account. Confirm on the Chase Air Canada / portal surfaces before treating it as available on your transfer.
United and Aeroplan ratios Chase prints are unchanged by the Hyatt 4:3 update. Do not rush those transfers because of the Hyatt date alone. For a parallel transfer-bonus decision frame on another currency, see Amex Membership Rewards to Avios 30% — different program, same “confirm space first” rule.
Search award space before you transfer
Check partner award availability first, then move points. Seats.aero shows open award seats across major programs.
Disclosure: This is an affiliate link. We may earn a commission if you subscribe or buy through it, at no extra cost to you.
Transfer Now or Wait — The Rule (and the Hyatt Deadline)
Transfers are one-way. Chase says they are final. Use this as a rule, not a redemption-value essay — and not a premium-card stack comparison like Amex Plat vs CSR vs Venture X .
Transfer now only if all of these are true
- The partner site already shows the award (or a hold) you will actually book.
- The name on the loyalty account matches the Chase account.
- The ratio on your transfer screen is the ratio you expect (Hyatt 1:1 vs 4:3; any bonus tile).
- You are transferring only the points needed for that booking, in 1,000-point steps.
Wait (keep points in Ultimate Rewards) if
- You do not have award space. Space can disappear after a transfer.
- You are transferring to Hyatt from a card that still shows 1:1 and you can book before October 1, 2026 — wait only if the stay is not bookable yet; if it is bookable, the dated 4:3 cut is the reason not to wait past September 30 on Sapphire Preferred (pre–June 15) and Ink Business Preferred.
- The only hook is a hotel bonus into Marriott or IHG and you do not have a specific stay. Doctor of Credit (September 16, 2026) and The Points Guy (September 16, 2026) both describe a Chase → Marriott Bonvoy 70% bonus through October 15, 2026 (1,000 Ultimate Rewards → 1,700 Bonvoy) and still warn that the bonus does not automatically beat leaving points in Ultimate Rewards. Confirm the tile in the portal; do not transfer Marriott “because 70% is large” without a booking. Those figures are outlet reports — not Chase-confirmed in this pass.
- You are moving points to United or Aeroplan with no ticket on the partner site. Aeroplan’s reported 20% bonus ends September 30, 2026 per TPG/AwardWallet — that date is a reason to transfer a bookable award before the tile disappears, not a reason to dump points into Aeroplan generally.
Chase itself tells cardmembers to consider programs that let you hold an award while points move, and to keep backup itineraries, because a transfer can fail or post late (up to 7 business days) and cannot be reversed. Re-check the portal the day you transfer — Chase says some partners “may offer bonuses for transferred points” and tells you to check regularly.
Conclusion / Final Thoughts
Chase’s live 2026 transfer map is a 14-partner list: ten airlines Chase names publicly, three hotels at the standing “many partners 1:1” frame, and World of Hyatt at a card- and date-dependent 1:1 or 4:3 . The AEO answer stays the airline names on that list — AerClub, Aeroplan, Flying Blue, The British Airways Club, Iberia Club, JetBlue TrueBlue, KrisFlyer, Southwest Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club — not a sweet-spot catalog. Emirates is not on the live Chase list.
The transfer-or-wait rule is the other half of the guide. Move points when the award is available, the sending card shows the ratio you expect, and you can live with a final transfer that may take up to 7 business days. Hold Ultimate Rewards when you have no booking, when a blog bonus is missing from your portal, or when the only pressure is a Hyatt date and you do not have a Hyatt stay. For qualifying Sapphire Preferred (opened before June 15, 2026) and Ink Preferred accounts, September 30, 2026 is the last day Chase prints 1:1 to Hyatt; October 1, 2026 is 4:3. Sapphire Reserve is not named in that 4:3 FAQ — confirm on the card that will send the points.
Everyday Ultimate Rewards earn that still needs a home after the transfer map — especially Freedom Unlimited versus a non-Chase travel earner — is a separate decision; see Chase Freedom Unlimited vs Capital One Venture as the soft next step. Soft next-step only: this post does not expand into a Chase UR best-uses remake, an Amex MR list remake, or a Venture X transfer-update remake.
Frequently Asked Questions
What airlines can I transfer Chase points to in 2026?
Chase’s public how-to and Sapphire Preferred partner surfaces name ten airline programs: AerClub (Aer Lingus), Air Canada Aeroplan, Air France KLM—Flying Blue, The British Airways Club (CSP may say Executive Club), Iberia Club (CSP may say Iberia Plus), JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, and Virgin Atlantic Flying Club. Emirates is not on the live Chase list retrieved September 23, 2026.
How many hotel programs can Ultimate Rewards transfer to?
Four on the Chase education how-to page and Sapphire Preferred partner block: IHG One Rewards, Marriott Bonvoy, World of Hyatt, and Wyndham Rewards. Confirm Wyndham on the logged-in portal if you are transferring from Ink Business Preferred — that card’s public overlay fetched September 23, 2026 did not show Wyndham.
Which Chase cards can transfer Ultimate Rewards to those partners?
Chase’s how-to page names Sapphire Preferred, Sapphire Reserve, and Ink Business Preferred. The Points Guy also lists Sapphire Reserve for Business; that card is not on Chase’s how-to list retrieved September 23, 2026 — confirm in the portal. Freedom Unlimited, Freedom Flex, Ink Business Cash, and Ink Business Unlimited are combine-first cards.
Is World of Hyatt still 1:1 from Chase?
It depends on the card and the date. As of September 23, 2026, Sapphire Preferred opened on or after June 15, 2026 is already 4:3 (1,000 UR → 750 Hyatt). Sapphire Preferred opened before June 15, 2026 and Ink Business Preferred stay 1:1 through September 30, 2026 and move to 4:3 on October 1, 2026 , per Chase media FAQ and Ink product footnote. Sapphire Reserve is not named in the 4:3 FAQ; outlets report Reserve stays 1:1 — confirm the portal.
Do United MileagePlus and Aeroplan transfer at 1:1?
Chase groups both with the “1:1 with many Chase transfer partners” education language on the pages checked September 23, 2026. Confirm the tile on your transfer screen before you move points. Chase does not publish United or Aeroplan award charts or cents-per-point figures on those pages.
Is there a Chase → Aeroplan bonus right now?
The Points Guy and AwardWallet report a limited-time 20% Ultimate Rewards → Aeroplan bonus through September 30, 2026 — outlet reports only; confirm the portal tile. Separately, Chase Air Canada co-brand wording describes a 10% bonus after transferring 50,000+ Ultimate Rewards in one transaction (25,000-point yearly cap) through December 31, 2026 for eligible co-brand cardmembers — not a standing bonus for every Sapphire or Ink account.
How long do Chase transfers take, and can I reverse them?
Chase: many transfers process by the next business day and some can take up to 7 business days. Point transfers to travel partners are final. The Points Guy (September 7, 2026) says most transfers test instant, with Singapore KrisFlyer recently about 48 hours — still plan for Chase’s up-to-7 window.
Should I transfer to Hyatt before October 1, 2026?
Only if you have a World of Hyatt stay you can book and you are sending points from a card Chase still prices at 1:1 through September 30, 2026 (Sapphire Preferred opened before June 15, 2026, or Ink Business Preferred). If you have no stay, keeping Ultimate Rewards preserves airline options after October 1. A card already on 4:3 does not regain 1:1 by waiting.
Can I transfer from Freedom Unlimited or Freedom Flex directly?
Not on Chase’s how-to list. Combine those Ultimate Rewards into a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred account first, then transfer from that account. The Hyatt ratio follows the card that sends the points.
What increment do I have to transfer?
Chase: points typically transfer in increments of 1,000 . Transfer only what the award requires, in those steps, after the partner site shows the seat or night.
Written by JP
Miles & Points Expert and Enthusiast | 200,000+ Points Redeemed in 2026
I personally test every credit card, redemption, and loyalty program strategy so you get honest, up-to-date 2026 advice and real results.
Learn more about me →