Our own free tracker, RewardTracker.io, lets you track two cards free; a one-time $10 unlock adds the rest of the catalog on that account.
Chase Ultimate Rewards Transfer Partners 2026: Hyatt United Aeroplan and When to Wait
What airlines can I transfer Chase points to in 2026? Chase’s public how-to page and Sapphire Preferred partner surfaces name 10 airline programs : AerClub (Aer Lingus), Air Canada Aeroplan, Air France KLM—Flying Blue, The British Airways Club, Iberia Club, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, and Virgin Atlantic Flying Club.
Those airlines sit next to 4 hotel programs — IHG One Rewards, Marriott Bonvoy, World of Hyatt, and Wyndham Rewards — for a 14-partner list. Transfers run only from a transfer-capable Ultimate Rewards account, typically in 1,000-point increments, and are final.
Wait until the award is actually available — especially World of Hyatt, where Chase has priced Sapphire Preferred and Ink Business Preferred transfers at 4:3 since the October 1, 2026 cutoff it prints.
Last Updated October 12, 2026. Partner names, card eligibility, Hyatt 1:1 vs 4:3 timing, and transfer mechanics below track Chase public how-to, product, and media pages as of October 12, 2026 — confirm the ratio and any bonus tile on the card that will send the transfer before you click. Issuer pages and your portal control live figures.
At a Glance: Chase UR Transfer Partners 2026
- Chase’s public how-to page names three transfer cards: Sapphire Preferred , Sapphire Reserve , and Ink Business Preferred .
- Freedom Flex, Freedom Unlimited, Ink Business Cash, and Ink Business Unlimited earn Ultimate Rewards but are combine-first , not transfer cards on the how-to page. Combine into a Sapphire or Ink Business Preferred account that can transfer, then read the destination-card ratio.
- Chase how-to list as of October 12, 2026: 10 airlines + 4 hotels .
- Chase’s Sapphire Preferred page says Ultimate Rewards points “transfer to most travel partners at a rate of 1:1 .” Check the transfer screen in Ultimate Rewards for each partner’s live ratio.
- World of Hyatt is the named ratio exception: Sapphire Preferred opened on or after June 15, 2026 is already 4:3 (1,000 UR → 750 Hyatt). Sapphire Preferred opened before June 15, 2026 and Ink Business Preferred moved from 1:1 to 4:3 on October 1, 2026, per Chase’s June 15, 2026 announcement and Ink product footnote.
- For Sapphire Reserve’s Hyatt rate, see the Hyatt section.
- United MileagePlus and Air Canada Aeroplan are on every Chase public partner list checked today. Chase tells cardmembers to check the Ultimate Rewards portal regularly for promotions. Chase Air Canada co-brand wording separately describes a 10% bonus (50,000+ UR in one transfer; 25,000-point yearly cap; through December 31, 2026) for eligible co-brand cardmembers.
- Transfer-or-wait: move points only when the award is available, the live ratio matches what you expect (especially Hyatt, now 4:3 from Sapphire Preferred and Ink Business Preferred), and you accept a final transfer that may take up to 7 business days. Keep points as Ultimate Rewards if you have no booking.
Real-World Examples
Example 1 — Pre–June 15 Sapphire Preferred or Ink Preferred with a bookable Hyatt stay
You opened Sapphire Preferred before June 15, 2026 — or you hold Ink Business Preferred — and World of Hyatt already shows a stay you will book. Chase pages said 1:1 lasted through September 30, 2026; since October 1, 2026 those accounts transfer at 4:3 (1,000 UR → 750 Hyatt). The pre–October 1 window has closed, so transfer for that stay when you are ready to book — not to park points in Hyatt with no reservation.
Takeaway: The 1:1 Hyatt window has closed; transfer only for a night you can book.
Example 2 — United or Aeroplan award already on the airline site
MileagePlus or Aeroplan already shows the ticket you want. Both programs sit on Chase’s live 10-airline list. Confirm space first, transfer only the 1,000-point increments needed, and accept that Chase may take up to 7 business days even when many transfers post by the next business day. Do not rush United or Aeroplan solely because of the Hyatt date — those ratios Chase prints are separate from the Hyatt 4:3 change.
Takeaway: Airline callouts follow award space, not the Hyatt deadline.
Example 3 — Freedom / Ink cash-back earner with no transfer card yet
Freedom Unlimited, Freedom Flex, Ink Business Cash, or Ink Business Unlimited balances are combine-first. Move the balance into Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred, then read the Hyatt ratio on that destination card before sending hotel points. Combining into Preferred before October 1 did not preserve 1:1 after the cutoff if Preferred is the card that transfers to Hyatt.
Takeaway: The sending card’s ratio is the ratio that applies — combination is not a freeze on 1:1.
TL;DR – Verdict
Use Chase’s 14-partner list as the transfer map: 10 airlines plus IHG, Marriott, Wyndham, and World of Hyatt. Chase says most partners transfer at 1:1; World of Hyatt is the exception, at 4:3 from Sapphire Preferred and Ink Business Preferred since October 1, 2026.
Hyatt remains the high-value hotel default when a stay is bookable . Since October 1, 2026, the decision that matters is which card sends the points and the Hyatt rate that card shows. United and Aeroplan are the airline callouts on the same list — transfer for a ticket you can already see, not because of a Hyatt date.
If any test fails (no award, wrong ratio, blog bonus missing from your screen), wait and keep the balance as Ultimate Rewards. Confirm partners, ratios, and any bonus tile in the Ultimate Rewards portal the day you transfer.
Introduction: The 2026 Chase Transfer Map
In 2026 you can transfer Chase Ultimate Rewards to the 10 airlines Chase names on its public how-to and Sapphire Preferred partner surfaces: AerClub (Aer Lingus), Air Canada Aeroplan, Air France KLM—Flying Blue, The British Airways Club, Iberia Club, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, and Virgin Atlantic Flying Club. Those 10 sit with four hotel programs — IHG One Rewards, Marriott Bonvoy, World of Hyatt, and Wyndham Rewards — for a 14-partner list. Transfers run only from a transfer-capable Ultimate Rewards account, in 1,000-point steps, and are final.
Hard scope lock: this is a transfer-guide partner list plus a transfer-or-wait rule . It is not a Chase Ultimate Rewards best-uses or sweet-spot essay, not an Amex Membership Rewards transfer partners remake, and not a Capital One Venture X partner-update remake. No cents-per-point tables. No invented partners. World of Hyatt is handled as the high-value hotel default with its 4:3 rate from Sapphire Preferred and Ink Business Preferred — not a fixed value claim.
Before the list: confirm the card that will initiate the transfer (the ratio follows that account), confirm the award is available on the partner site, and confirm partner display names plus any bonus tile on the logged-in Ultimate Rewards transfer screen.
Which Chase Cards Can Transfer Ultimate Rewards
Chase’s public “How to transfer points through Chase Ultimate Rewards” page names three cards that can transfer Ultimate Rewards to airline and hotel partners: Chase Sapphire Preferred , Chase Sapphire Reserve , and Chase Ink Business Preferred . Those transfers happen inside the Chase Ultimate Rewards / Chase Travel portal under “Transfer to Travel Partners.” You must already have a loyalty account at the partner, and the name on that account must match the name on the Chase account.
Chase’s how-to page names Sapphire Preferred, Sapphire Reserve and Ink Business Preferred as transfer cards. Chase says the Sapphire Reserve for Business card can transfer points to travel partners (typically at a 1:1 ratio).
| Card / path | Transfer status (Chase, Oct 12, 2026) | Notes |
|---|---|---|
| Sapphire Preferred | Named transfer card | Hyatt ratio depends on open date (see Hyatt section) |
| Sapphire Reserve | Named transfer card | See the Hyatt section |
| Ink Business Preferred | Named transfer card | Hyatt 4:3 since Oct 1, 2026 per Chase Ink footnote — see also whether the Chase Ink Business Preferred $95 annual fee is worth it in 2026 |
| Sapphire Reserve for Business | Transfer card per Chase’s Sapphire Reserve for Business guide | Typically 1:1, per Chase |
| Freedom Flex / Unlimited; Ink Cash / Unlimited | Combine-first | Combine-first into a transfer-capable account; everyday earn pair → Chase Freedom Unlimited vs Freedom Flex 2026 |
Chase also says that in most cases you can transfer points between your own Chase accounts, and that you may be able to transfer them to a spouse or someone else in your household. Chase’s June 15, 2026 Sapphire Preferred media FAQ also names Ink Plus and Corporate Flex in the World of Hyatt ratio change.
Mechanics Chase publishes for every card that can transfer: points typically move in 1,000-point increments; transfers are final; many process by the next business day and some can take up to 7 business days.
The Complete 2026 Partner List (10 Airlines + 4 Hotels)
Chase’s “How to transfer points through Chase Ultimate Rewards” education page lists 10 airline programs and 4 hotel programs as of October 12, 2026. Display names drift slightly across Chase pages — use the label the portal shows when you link the loyalty account.
Airline partners (Chase education names)
| # | Program (Chase how-to label) | Notes |
|---|---|---|
| 1 | AerClub (Aer Lingus) | On education + CSP + Ink overlays |
| 2 | The British Airways Club | CSP block may say Executive Club — same program |
| 3 | Air France KLM—Flying Blue | On every Chase list checked |
| 4 | Iberia Club | CSP block may say Iberia Plus — same program |
| 5 | JetBlue TrueBlue | On every Chase list checked |
| 6 | Singapore Airlines KrisFlyer | Chase: most transfers post by the next business day; some take up to 7 business days. |
| 7 | Southwest Airlines Rapid Rewards | On every Chase list checked |
| 8 | United MileagePlus | Airline callout — see United / Aeroplan section |
| 9 | Virgin Atlantic Flying Club | On every Chase list checked |
| 10 | Air Canada Aeroplan | Airline callout — see United / Aeroplan section |
Hotel partners (Chase education names)
| # | Program | Notes |
|---|---|---|
| 1 | IHG One Rewards | Ink overlay: IHG One Rewards Club |
| 2 | Marriott Bonvoy | On education + CSP + Ink overlays |
| 3 | World of Hyatt | 4:3 from Sapphire Preferred and Ink Business Preferred — next section |
| 4 | Wyndham Rewards | On education + CSP lists; Ink overlay lists IHG, Marriott and Hyatt as its hotels — confirm Wyndham in the portal |
Chase tells Ink Business Preferred cardmembers to log in to the Ultimate Rewards portal “to see transfer rates for all partners.” Chase’s Sapphire Preferred page states: “Chase Ultimate Rewards® points transfer to most travel partners at a rate of 1:1.”
Hard exclusion: Treat only the 14 programs above as direct Ultimate Rewards transfer partners.
Hyatt Default — Live Ratio by Card and Date
World of Hyatt is still on Chase’s transfer-partner list. The 2026 change is the ratio , not the partnership. The fact that matters here is the ratio printed on Chase pages.
| Sending card | Hyatt ratio as of October 12, 2026 | Chase source |
|---|---|---|
| Sapphire Preferred (applied on/after June 15, 2026) | 4:3 now (1,000 UR → 750 Hyatt) | Chase media FAQ, June 15, 2026 |
| Sapphire Preferred (applied before June 15, 2026) | 1:1 through Sep 30, 2026 ; 4:3 since Oct 1, 2026 | Same Chase FAQ |
| Ink Business Preferred | 1:1 through Sep 30, 2026 ; 4:3 since Oct 1, 2026 (existing + new apps on/after Oct 1) | Chase media FAQ + live Ink product footnote |
| Ink Plus / Corporate Flex | Named in Oct 1, 2026 Hyatt 4:3 update | Chase media FAQ, June 15, 2026 |
| Sapphire Reserve | Chase’s 4:3 announcement does not name Sapphire Reserve; check the transfer screen in Ultimate Rewards for your Reserve account’s Hyatt rate. | Chase Sapphire Reserve product page |
Because transfers are final, the card that initiates the Hyatt transfer is the card whose ratio applies. Combining Freedom or Ink cash-back points into a Sapphire Preferred or Ink Preferred account before October 1, 2026 did not preserve 1:1 after the dated cutoff if that account is the one that sends points to Hyatt.
The 1:1 Hyatt window for pre–June 15 Sapphire Preferred and for Ink Business Preferred ended September 30, 2026. Since October 1, 2026, 4:3 means 1,000 Ultimate Rewards become 750 Hyatt points on the cards Chase named. If you have no Hyatt stay, waiting in Ultimate Rewards still preserves the option to send the same points to United, Aeroplan, or any other partner. For hotel strategy beyond this transfer map, see the best hotel credit cards for free nights and elite status in 2026 .
Compare cash hotel rates
When you’re booking a cash stay (outside a card’s prepaid hotel credit), compare rates before you lock it in.
Compare on Expedia Paid link Browse stays on Stay22 Paid link
Disclosure: These are affiliate links. We may earn a commission if you book through them.
A card already on 4:3 Hyatt (new Sapphire Preferred from June 15, 2026 onward) does not regain 1:1 by waiting. Confirm the ratio on your transfer screen before you click.
United MileagePlus and Air Canada Aeroplan Callouts
United MileagePlus — what Chase shows
United MileagePlus is on every Chase public partner list as of October 12, 2026 (education how-to, Sapphire Preferred partner block, Ink Business Preferred partner overlay). Chase’s general rule still applies: increments of 1,000 , transfers final, often next business day, up to 7 business days.
Use United when the MileagePlus site already shows the award you want. Do not transfer “because United is a partner.”
Air Canada Aeroplan — what Chase shows
Air Canada Aeroplan is on every Chase public partner list as of October 12, 2026. Same Chase rules: 1,000-point increments, transfers final, timing up to 7 business days.
Chase’s Air Canada earn-and-redeem wording describes a separate 10% transfer bonus after transferring 50,000 or more Ultimate Rewards in a single transaction, capped at 25,000 bonus Aeroplan points per calendar year, through December 31, 2026. That line is a co-brand card benefit — not a standing Ultimate Rewards-wide bonus for every Sapphire or Ink account. Chase’s Aeroplan earn-and-redeem page lists this bonus until December 31, 2026.
United and Aeroplan ratios Chase prints are unchanged by the Hyatt 4:3 update. Do not rush those transfers because of the Hyatt date alone. For a parallel transfer-bonus decision frame on another currency, see Amex Membership Rewards to Avios 30% — different program, same “confirm space first” rule.
Search award space before you transfer
Check partner award availability first, then move points. Seats.aero shows open award seats across major programs.
Search awards on Seats.aero Paid link
Disclosure: This is an affiliate link. We may earn a commission if you subscribe or buy through it.
Transfer Now or Wait — The Rule (and the Hyatt Deadline)
Transfers are one-way. Chase says they are final. Use this as a rule, not a redemption-value essay — and not a premium-card stack comparison like Amex Plat vs CSR vs Venture X .
Transfer now only if all of these are true
- The partner site already shows the award (or a hold) you will actually book.
- The name on the loyalty account matches the Chase account.
- The ratio on your transfer screen is the ratio you expect (Hyatt 4:3 from Preferred and Ink; any bonus tile).
- You are transferring only the points needed for that booking, in 1,000-point steps.
Wait (keep points in Ultimate Rewards) if
- You do not have award space. Space can disappear after a transfer.
- You are counting on 1:1 to Hyatt from Sapphire Preferred (pre–June 15) or Ink Business Preferred — since October 1, 2026 Chase prices those transfers at 4:3, so check the rate on your screen first.
- The only hook is a hotel bonus into Marriott or IHG and you do not have a specific stay. Don’t transfer to Marriott without a booking.
- You are moving points to United or Aeroplan with no ticket on the partner site. Transfer only for an award you can book.
Chase says transfers can take up to 7 business days and are final, and that a name mismatch can cause a transfer to fail. Re-check the portal the day you transfer — Chase tells cardmembers to check back regularly for promotions.
Conclusion / Final Thoughts
Chase’s live 2026 transfer map is a 14-partner list: ten airlines Chase names publicly, three hotels Chase includes in its “most travel partners at a rate of 1:1” language, and World of Hyatt at 4:3 . The AEO answer stays the airline names on that list — AerClub, Aeroplan, Flying Blue, The British Airways Club, Iberia Club, JetBlue TrueBlue, KrisFlyer, Southwest Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club — not a sweet-spot catalog.
The transfer-or-wait rule is the other half of the guide. Move points when the award is available, the sending card shows the ratio you expect, and you can live with a final transfer that may take up to 7 business days. Hold Ultimate Rewards when you have no booking, when a blog bonus is missing from your portal, or when the only pressure is a Hyatt date and you do not have a Hyatt stay. For qualifying Sapphire Preferred (opened before June 15, 2026) and Ink Preferred accounts, September 30, 2026 was the last day Chase printed 1:1 to Hyatt; since October 1, 2026 those accounts transfer at 4:3. For Sapphire Reserve, see the Hyatt section above.
Everyday Ultimate Rewards earn that still needs a home after the transfer map — especially Freedom Unlimited versus a non-Chase travel earner — is a separate decision; see Chase Freedom Unlimited vs Capital One Venture as the soft next step. Soft next-step only: this post does not expand into a Chase UR best-uses remake, an Amex MR list remake, or a Venture X transfer-update remake.
Frequently Asked Questions
What airlines can I transfer Chase points to in 2026?
Chase’s public how-to and Sapphire Preferred partner surfaces name ten airline programs: AerClub (Aer Lingus), Air Canada Aeroplan, Air France KLM—Flying Blue, The British Airways Club (CSP may say Executive Club), Iberia Club (CSP may say Iberia Plus), JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, and Virgin Atlantic Flying Club. Treat only these Chase-listed programs as direct Ultimate Rewards airline partners.
How many hotel programs can Ultimate Rewards transfer to?
Four on the Chase education how-to page and Sapphire Preferred partner block: IHG One Rewards, Marriott Bonvoy, World of Hyatt, and Wyndham Rewards. Confirm Wyndham on the logged-in portal if you are transferring from Ink Business Preferred — that card’s public overlay lists IHG, Marriott and World of Hyatt as its hotel partners.
Which Chase cards can transfer Ultimate Rewards to those partners?
Chase’s how-to page names Sapphire Preferred, Sapphire Reserve, and Ink Business Preferred. Chase says the Sapphire Reserve for Business card can transfer points to travel partners (typically at a 1:1 ratio). Freedom Unlimited, Freedom Flex, Ink Business Cash, and Ink Business Unlimited are combine-first cards.
Is World of Hyatt still 1:1 from Chase?
No for Sapphire Preferred, Ink Business Preferred, Ink Plus and Corporate Flex: since October 1, 2026 Chase transfers them to World of Hyatt at 4:3 (1,000 Ultimate Rewards → 750 Hyatt points). Chase’s 4:3 announcement does not name Sapphire Reserve; check the transfer screen in Ultimate Rewards for your Reserve account’s Hyatt rate.
Do United MileagePlus and Aeroplan transfer at 1:1?
Chase’s Sapphire Preferred page says Ultimate Rewards points transfer to most travel partners at a rate of 1:1, as of October 12, 2026. Confirm the tile on your transfer screen before you move points.
Is there a Chase → Aeroplan bonus right now?
Chase tells cardmembers to check the Ultimate Rewards portal regularly for promotions. Separately, Chase Air Canada co-brand wording describes a 10% bonus after transferring 50,000+ Ultimate Rewards in one transaction (25,000-point yearly cap) through December 31, 2026 for eligible co-brand cardmembers — not a standing bonus for every Sapphire or Ink account.
How long do Chase transfers take, and can I reverse them?
Chase: many transfers process by the next business day and some can take up to 7 business days. Point transfers to travel partners are final.
Should I still rush a Hyatt transfer?
No. The 1:1 window for Sapphire Preferred opened before June 15, 2026 and Ink Business Preferred ended September 30, 2026; since October 1, 2026 those cards transfer to Hyatt at 4:3. Transfer only when you have a World of Hyatt stay you can book; if you have no stay, keeping Ultimate Rewards preserves airline options. A card on 4:3 does not regain 1:1 by waiting.
Can I transfer from Freedom Unlimited or Freedom Flex directly?
No. Chase’s how-to page names Sapphire Preferred, Sapphire Reserve and Ink Business Preferred as transfer cards. Combine those Ultimate Rewards into a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred account first, then transfer from that account. The Hyatt ratio follows the card that sends the points.
What increment do I have to transfer?
Chase: points typically transfer in increments of 1,000 . Transfer only what the award requires, in those steps, after the partner site shows the seat or night.