Chase 70% Transfer Bonus to Marriott Bonvoy Through Oct 15: CPP Math vs Keeping UR
Specialist outlets report a 70% bonus on Chase Ultimate Rewards transfers to Marriott Bonvoy, so 1,000 Ultimate Rewards become 1,700 Bonvoy points instead of the usual 1,000. The window they report runs from 12:00 a.m. ET September 15, 2026 through 11:59 p.m. ET October 15, 2026 .
A bigger number doesn’t automatically mean a better deal. On The Points Guy’s September 2026 valuations and on Frequent Miler’s Reasonable Redemption Values, a transferred Ultimate Rewards point is still worth less than one you keep. So the bonus pays off only when you have a specific Marriott stay already priced that clears a break-even hurdle.
Chase’s and Marriott’s public transfer pages still show only the standard 1:1 rate. Neither lists this promo. Treat the 70% figure, the dates, and the eligible cards as reported until you see them on the Ultimate Rewards transfer screen. Transfers can’t be undone.
Written by JP · Roaming Cactus editorial · Last updated: September 27, 2026. An issuer-first deal check based on Chase’s how-to-transfer page and Marriott’s official Chase-transfer help article. The 70% terms come from specialist outlets, named where they appear. Cents-per-point figures are labeled by outlet and date and never blended. Promo percentage, dates, and eligible cards can change without notice, so check the Chase Ultimate Rewards transfer screen (Transfer to Travel Partners) before you move a single point.
At a Glance: Chase 70% Marriott Transfer Bonus
- The reported deal: specialist outlets report a 70% bonus on Ultimate Rewards transfers to Marriott Bonvoy, so 1,000 UR become 1,700 Bonvoy points instead of 1,000. We couldn’t find a public Chase or Marriott page confirming this promo without logging in.
- Reported window: 12:00 a.m. ET September 15, 2026 through 11:59 p.m. ET October 15, 2026, and the transfer itself has to be completed by that deadline. No public issuer or program page shows those dates.
- What the official pages say: Chase’s public how-to-transfer page lists Marriott at the usual 1:1 and doesn’t mention the 70% promo. Marriott’s official Chase-transfer help article also shows only the base rate: 1,000 Chase points = 1,000 Bonvoy.
- The Points Guy’s math: at TPG’s September 2026 valuations (2.05 cents per UR, 0.75 cents per Bonvoy point), a transferred UR works out to 0.75 × 1.7 = 1.275 cents . That’s below the 2.05 cents TPG puts on a UR you keep.
- Frequent Miler’s math: Frequent Miler’s Reasonable Redemption Values are 1.5 cents per UR and 0.73 cents per Bonvoy point. Its September 15, 2026 deal post puts the bonus at about 1.24 cents per UR (0.73 × 1.7).
- Where the specialists land: use the 70% transfer to top up a specific Bonvoy award you’ve already priced, and only if it still beats keeping the UR for Chase Travel, Points Boost, or other partners. Don’t move a UR balance into Bonvoy just because there’s a bonus. That’s editorial consensus, not a Chase rule. Another transfer bonus is running in the same window, and our Amex transfer-partner guide shows why a 30% and a 70% bonus shouldn’t be treated as the same kind of deal.
- Before you transfer: confirm the offer, ratio, and end date on Chase’s site (Ultimate Rewards → Transfer to Travel Partners). Transfers are final.
Real-World Examples
Example 1: 100,000 UR at The Points Guy’s September 2026 values
At 2.05 cents, 100,000 Ultimate Rewards you keep are worth $2,050 in TPG book value. Transfer them at 70% and you get 170,000 Bonvoy points. At 0.75 cents each, that’s $1,275 , so on paper you’re $775 worse off . The gap only closes if the Marriott stay you book gets about 1.21 cents per Bonvoy point (2.05 ÷ 1.7 = 1.206), or if your best alternative use of those UR is worth less than 1.275 cents each.
Takeaway: on TPG’s scale, a stay has to beat TPG’s own Bonvoy valuation by a wide margin before the transfer comes out ahead.
Example 2: The same 100,000 UR at Frequent Miler’s RRVs
At Frequent Miler’s 1.5-cent Reasonable Redemption Value, 100,000 UR you keep are worth $1,500 . After the transfer, 170,000 Bonvoy points at 0.73 cents come to $1,241 . Frequent Miler’s September 15, 2026 post says that beats a 1-cent cash-out but is often worse than other Ultimate Rewards uses. It calls the transfer mainly a top-up tool for one specific, high-value Bonvoy booking.
Takeaway: the gap is smaller than on TPG’s scale, but keeping the UR still comes out ahead.
Example 3: You’re short on a Marriott award you’ve already priced
This is the case the specialists say the bonus is for. Price the Bonvoy award first, then check what the same stay costs in points on Chase Travel. On Frequent Miler’s scale, the Marriott redemption needs to return at least 0.882 cents per Bonvoy point (1.5 ÷ 1.7) to beat keeping the UR. Frequent Miler’s 0.73-cent median is below that. Frequent Miler also notes Marriott often sells points for about 0.89 cents during buy-points sales, which is worth comparing against the cost of a transfer. If the stay clears the hurdle, transfer only the shortfall, in 1,000-point increments.
Confirm the offer, ratio, and end date on Chase’s site (Ultimate Rewards → Transfer to Travel Partners) before transferring.
TL;DR – Verdict
Take the 70% only for a Bonvoy award you’ve already priced that still beats keeping the same UR for Chase Travel, Points Boost, or other partners. Without a booking in mind, 70% isn’t a reason to move points.
On The Points Guy’s September 2026 figures, a transferred UR is worth 1.275 cents against 2.05 cents if you keep it. To match keeping the UR, the stay has to return about 1.206 cents per Bonvoy point. On Frequent Miler’s RRVs, a transferred UR is worth about 1.24 cents against a 1.5-cent UR value, unless the stay returns about 0.882 cents per Bonvoy point.
Check Chase Travel first. The Points Guy’s September 16, 2026 article on the Marriott bonus says a booking with Points Boost can beat a 70% Marriott transfer.
Plan around the timing. Chase and Marriott both say transfers are final. Specialist write-ups say the bonus points can take up to 7 days to post, which isn’t confirmed on any public promo page, and Marriott award prices are dynamic. We applied the same keep-or-transfer test to Amex’s 30% Avios bonus : a transfer bonus only helps if the redemption on the other side is real.
Confirm the offer, ratio, and end date on Chase’s site (Ultimate Rewards → Transfer to Travel Partners) before transferring.
Introduction: Take the 70% or Keep Your Ultimate Rewards?
This post answers one question: should you use this reported 70% Chase-to-Marriott bonus, or keep your points as Ultimate Rewards? It isn’t a Marriott Bonvoy program review, a general guide to valuing points, or a roundup of every transfer bonus.
As of September 27, 2026, specialist outlets report that 1,000 UR become 1,700 Bonvoy points during a window running from 12:00 a.m. ET September 15, 2026 through 11:59 p.m. ET October 15, 2026. We couldn’t find a public Chase or Marriott page for this promo without logging in. Both companies’ public transfer pages still describe only the 1:1 base rate.
Confirm the offer, ratio, and end date on Chase’s site (Ultimate Rewards → Transfer to Travel Partners) before transferring.
To keep the numbers honest, we run the cents-per-point math separately for each outlet: The Points Guy’s September 2026 monthly valuations, then Frequent Miler’s Reasonable Redemption Values and its September 15, 2026 deal post. The two scales are never combined into a single value per point. Real-world limits matter too, so we cover which cards can transfer, the 1,000-point increments, the fact that transfers can’t be reversed, the delay before bonus points post, and Marriott’s dynamic award pricing.
Some recent history, for context only. Specialist posts list a 65% Chase-to-Marriott bonus that ran through May 15, 2026. AwardWallet’s tracker, updated September 15, 2026, shows a 55% window after that running through June 30, 2026, and an earlier 70% bonus that ran through November 30, 2025. Chase doesn’t keep a public archive of these bonuses, and start dates on secondary trackers can’t be checked against Chase’s original terms.
How the 70% Chase-to-Marriott Bonus Works in This Window
The reported mechanic. A Chase Ultimate Rewards transfer to Marriott Bonvoy earns 70% extra, so 1,000 UR land as 1,700 Bonvoy points instead of 1,000. The reported window runs from 12:00 a.m. ET September 15, 2026 through 11:59 p.m. ET October 15, 2026, and the transfer has to be completed by that deadline. Neither the ratio nor the dates appear on a public issuer or program page.
What the official pages still say. Marriott’s Chase-transfer help article and Chase’s how-to-transfer page both show 1,000 Chase points = 1,000 Bonvoy points, in 1,000-point increments. Neither lists a 70% promo.
| Term | What’s reported for this window | What public Chase / Marriott pages show |
|---|---|---|
| Ratio | 1,000 UR → 1,700 Bonvoy (70% bonus) | 1,000 → 1,000 (1:1); no promo listed |
| Window | 12:00 a.m. ET Sep 15 – 11:59 p.m. ET Oct 15, 2026 | Not shown |
| Increments | 1,000 points | 1,000 points (Chase and Marriott) |
| Who posts the bonus | Marriott Bonvoy, up to 7 days after the transfer completes | Not shown |
| Cap / limits | One Mile at a Time says unlimited uses | No cap, max, or exclusion list found |
| Reversible? | — | No: Chase says partner transfers are final; Marriott says they can’t be canceled or refunded |
When the base points and the bonus post
Specialist write-ups say Marriott Bonvoy awards the 70% bonus itself, and that those bonus points can take up to 7 days after the transfer completes. No public promo page confirms that. The base points have their own timelines. Marriott says points typically post to Bonvoy within four days. Chase says most partner transfers process by the next business day but can take up to 7 business days. The Points Guy’s July 2026 transfer-times table listed Marriott base transfers as instantaneous. Those timelines cover different parts of the transfer, so don’t assume one number applies to both.
Caps, minimums, and exclusions
We found no public Chase or Marriott page listing a transfer cap, a maximum number of transfers, or exclusions specific to this promo. One Mile at a Time (September 15, 2026) says you can use the offer an unlimited number of times. Until you’ve checked the logged-in transfer screen and the official promo terms, don’t assume any cap, any minimum above the 1,000-point increment, or any exclusion exists or doesn’t exist.
Targeted or open to everyone?
The Points Guy, Doctor of Credit, Frequent Miler, One Mile at a Time, and The Points Mom all report seeing the promo on Chase transfer pages. Chase hasn’t said officially that the offer is public rather than targeted. During an earlier 65% window in May 2026, Doctor of Credit reported that some accounts saw a lower bonus than the advertised rate. The only way to know what your account gets is to log in and check.
Confirm the offer, ratio, and end date on Chase’s site (Ultimate Rewards → Transfer to Travel Partners) before transferring.
Who Can Transfer Ultimate Rewards to Marriott (and Who Cannot)
Chase’s how-to-transfer page says partner transfers need a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred account. Points move in 1,000-point increments, and transfers to travel partners are final. The page lists Marriott Bonvoy as a hotel partner at the usual 1:1 and doesn’t mention the 70% promo. If you’re weighing whether the Ink Business Preferred is worth its $95 annual fee , it’s one of the three cards Chase names for partner transfers.
| Card / account | Can it transfer to Marriott? | Source / status |
|---|---|---|
| Sapphire Preferred | Yes | Named on Chase’s how-to-transfer page |
| Sapphire Reserve | Yes | Named on Chase’s how-to-transfer page |
| Ink Business Preferred | Yes | Named on Chase’s how-to-transfer page |
| Sapphire Reserve for Business | Specialist sites treat it as eligible | Not named on Chase’s how-to-transfer page; eligibility for this promo not confirmed there |
| Freedom Flex / Freedom Unlimited (alone) | No, not on their own | Points must first be combined into an eligible Sapphire or Ink Preferred account |
Freedom points have to be combined first
Freedom Flex and Freedom Unlimited earn Ultimate Rewards but can’t transfer to Marriott on their own. Those points become transferable only after you combine them into an eligible Sapphire or Ink Preferred account. Public Chase pages say Freedom-only accounts can’t transfer to partners at all, and it isn’t confirmed whether a Freedom-only account can even see this promo. If you’re still choosing between the two, our Freedom Unlimited vs Freedom Flex comparison covers the earning side. Either way, points in a Freedom-only account can’t go to Marriott until you combine them.
Sapphire Reserve for Business: widely assumed, not listed
Specialist sites generally treat Sapphire Reserve for Business as eligible to transfer. Chase’s public how-to-transfer page, though, names only Sapphire Preferred, Sapphire Reserve, and Ink Business Preferred. Until your transfer screen shows the offer on that account, treat its eligibility for this promo as unconfirmed.
Marriott’s account rules still apply
- Names must match exactly on the Chase and Bonvoy accounts.
- No take-backs: Marriott says transfers can’t be canceled or refunded once submitted.
- Account activity: transfers count as qualifying activity to keep a Bonvoy account active.
Confirm the offer, ratio, and end date on Chase’s site (Ultimate Rewards → Transfer to Travel Partners) before transferring, and check the screen for the specific account you’re transferring from.
CPP Math vs Keeping UR: TPG and Frequent Miler, Separately
Neither outlet’s numbers are the value of a point. Each outlet uses its own method, so we run the math for each one separately and don’t mix figures between them. In every case the multiplier is the same: 1 UR becomes 1.7 Bonvoy points in this window. All of this assumes your points already sit in a Sapphire or Ink Preferred account. If you earn Ultimate Rewards on a Freedom Unlimited , you’ll need to move those points to an eligible account before any of this applies.
The Points Guy: September 2026 monthly valuations
As of September 27, 2026, The Points Guy’s monthly valuations are 2.05 cents per Chase Ultimate Rewards point and 0.75 cents per Marriott Bonvoy point . On those numbers alone, a transferred UR is worth 0.75 × 1.7 = 1.275 cents , below the 2.05 cents TPG puts on a UR you keep. To match keeping the UR, the Bonvoy stay has to return at least 2.05 ÷ 1.7 = 1.206 cents per Bonvoy point . TPG’s own 0.75-cent Bonvoy valuation is well under that.
Frequent Miler: Reasonable Redemption Values
Frequent Miler’s Reasonable Redemption Values are 1.5 cents per Chase Ultimate Rewards point and 0.73 cents per Marriott Bonvoy point . The Marriott figure is based on Gondola data as of September 27, 2026, and the RRV page was checked September 1, 2026. Frequent Miler’s September 15, 2026 deal post says the 70% bonus works out to about 1.24 cents per UR (0.73 × 1.7). To beat keeping the UR at 1.5 cents, the stay has to return at least 1.5 ÷ 1.7 = 0.882 cents per Bonvoy point . Frequent Miler’s 0.73-cent median is below that.
| Outlet (date) | UR kept | Bonvoy value | Transferred UR at 1:1.7 | Break-even per Bonvoy point | 100,000 UR: kept vs transferred |
|---|---|---|---|---|---|
| The Points Guy (Sept 2026 monthly valuations) | 2.05¢ | 0.75¢ (monthly valuation) | 1.275¢ | ~1.206¢ | $2,050 vs $1,275 |
| Frequent Miler (RRVs; Sept 15, 2026 deal post) | 1.5¢ | 0.73¢ (median, Gondola data) | ~1.24¢ | ~0.882¢ | $1,500 vs $1,241 |
Read each row on its own. The two outlets value points differently, so comparing TPG’s 1.275 cents to Frequent Miler’s 1.24 cents doesn’t tell you anything useful.
A useful comparison: Marriott’s points sales
Frequent Miler also notes that Marriott points often sell for about 0.89 cents during buy-points sales. That doesn’t mean a sale is running now. It’s a reference point for whether a 70% transfer is the cheapest way to cover a specific stay. Check Marriott’s own buy-points page for current pricing.
When a Bonvoy Top-Up Beats Keeping UR (Chase Travel and Points Boost)
The rule for this post: only take the 70% transfer to top up a specific Bonvoy award you’ve already priced, and only if it still beats keeping the UR. The specialist outlets agree on this, though it’s their editorial view and not a Chase rule.
What keeping your UR gets you: Chase Travel and Points Boost
Points Boost isn’t a transfer. It applies when you book through Chase Travel. As of September 27, 2026, The Points Guy describes these hotel ceilings by card:
| Card | Points Boost on select hotels (up to) | The Edit included? |
|---|---|---|
| Sapphire Reserve / Sapphire Reserve for Business | 2 cents per point | Yes |
| Sapphire Preferred / Ink Business Preferred | 1.5 cents per point | No |
| Freedom Flex / Freedom Unlimited | 1.1 cents per point | — |
Standard Chase Travel redemptions are worth less than those boosted rates. The Points Guy’s September 16, 2026 article on the Marriott bonus says to check the Chase Travel price in points before transferring, since a boosted booking can beat a 70% Marriott transfer. If you carry a Sapphire Reserve, our Amex Platinum vs Sapphire Reserve vs Venture X comparison explains what the Reserve’s travel portal and Points Boost offer compared with transferring.
What the two scales say about a top-up
On The Points Guy’s September 2026 book values, 100,000 UR you keep ($2,050) beat 170,000 Bonvoy points ($1,275). That changes only if the stay returns about 1.21 cents per Bonvoy point, or if your alternative for those UR is worth less than 1.275 cents each.
On Frequent Miler’s RRVs, the same transfer comes out at $1,241 against $1,500 kept. Frequent Miler’s September 15, 2026 post calls it a top-up tool. It beats a 1-cent cash-out, but other UR uses are often better.
A four-step top-up check
- Price the exact Bonvoy award (dates, room, total points) before you touch Ultimate Rewards.
- Price the same stay in points on Chase Travel, including any Points Boost your card gets.
- Check the Marriott stay against the break-even for the outlet you trust: about 1.206 cents per Bonvoy point on TPG’s scale, or about 0.882 cents on Frequent Miler’s.
- If it passes, transfer only the shortfall, rounded up to the next 1,000 UR.
If you want more Bonvoy points or elite nights over the long run, earning them on a hotel card is another option, and our guide to the best hotel credit cards for free nights and elite status covers that instead of converting your UR during this window.
Compare cash hotel rates
When you’re booking a cash stay (outside a card’s prepaid hotel credit), compare rates before you lock it in.
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Timing Risks: Bonus-Post Lag, Dynamic Pricing, Irreversible Transfers, and Fifth Night Free
Even when the math works, timing can still cost you. Here are the four things to plan for before you transfer.
| Risk | What’s documented | Where it comes from |
|---|---|---|
| Irreversible | Transfers can’t be canceled or refunded; partner transfers are final | Marriott help article; Chase how-to-transfer page |
| Bonus-post lag | 70% bonus up to 7 days after the transfer completes | Specialist write-ups (not on a public promo page) |
| Base-point timing | Typically within four days (Marriott); listed as instantaneous (TPG, July 2026) | Marriott help article; The Points Guy |
| Dynamic pricing | No published award-chart ceiling; the points price can move after you transfer | One Mile at a Time; The Points Guy |
No undo button
Marriott’s official Chase-transfer help article says transfers can’t be canceled or refunded once submitted. Chase’s how-to-transfer page also says transfers to travel partners are final. If the trip falls through after you transfer, the points stay in Bonvoy.
The bonus may arrive days after the base points
Specialist write-ups say the 70% bonus can take up to 7 days after the transfer completes. If your booking needs those bonus points, the award space or the points price could change while you wait. The base points may show up sooner. Marriott’s typical window is within four days, and The Points Guy’s July 2026 transfer-times table listed Marriott base transfers as instantaneous.
Dynamic award pricing
As of September 27, 2026, One Mile at a Time and The Points Guy note that Marriott award pricing is dynamic with no published award-chart ceiling. The points price for the same hotel can move after you transfer. And we can’t promise the award space will still be there when the bonus posts.
Fifth night free: only on qualifying award stays
Marriott’s official help article “Stay for 5, Pay for 4” (as of September 27, 2026) says any Bonvoy member who books five consecutive nights with points on one reservation, as a Standard or PointSavers award, gets the lowest-point night free. It doesn’t apply to Cash + Points, Upgrade Awards, Nightly Upgrade Awards, or promotional free-night certificates, and it doesn’t apply across split reservations. If you’re pricing a five-night stay against the break-even above, use the total for a single qualifying reservation.
The deadline, and possible changes mid-window
The reported end is 11:59 p.m. ET October 15, 2026. If the ratio or bonus terms change before then, the logged-in Chase transfer screen is the only live source. Whether the offer is targeted, and whether it could be cut mid-window, can’t be confirmed without checking that screen.
Confirm the offer, ratio, and end date on Chase’s site (Ultimate Rewards → Transfer to Travel Partners) before transferring. Transfers can’t be reversed.
Conclusion / Final Thoughts
In this window, turning 1,000 UR into 1,700 Bonvoy points is a way to top up a specific booking. It isn’t a reason to convert your whole UR balance. Both outlets’ numbers point the same way. On The Points Guy’s September 2026 valuations, a Bonvoy point is worth 0.75 cents, well short of the roughly 1.206 cents needed to match keeping the UR. On Frequent Miler’s RRVs, the 0.73-cent median falls short of the roughly 0.882-cent break-even.
Price the stay in Bonvoy points and on Chase Travel with Points Boost before deciding, since The Points Guy says a boosted booking can beat this transfer. Don’t transfer until the names on both accounts match, you’re moving 1,000-point increments, and you can wait up to 7 days for the bonus while Marriott’s award prices may move.
Confirm the offer, ratio, and end date on Chase’s site (Ultimate Rewards → Transfer to Travel Partners) before transferring.
Frequently Asked Questions
Is the Chase Marriott transfer bonus worth it?
Only if you have a specific Bonvoy award priced that still beats keeping those UR for Chase Travel, Points Boost, or other partners. The specialist consensus is not to move UR into Bonvoy just because of the 70%. On The Points Guy’s September 2026 figures alone, a transferred UR is worth 1.275 cents against 2.05 cents kept, so the stay needs to return about 1.206 cents per Bonvoy point. On Frequent Miler’s figures alone, a transferred UR is worth about 1.24 cents against a 1.5-cent RRV, so the stay needs about 0.882 cents per Bonvoy point.
How does the Chase 70 percent Marriott bonus work in October 2026?
Specialist outlets report that 1,000 Ultimate Rewards become 1,700 Bonvoy points if you complete the transfer by 11:59 p.m. ET October 15, 2026. The window reportedly opened at 12:00 a.m. ET September 15, 2026. Chase’s and Marriott’s public transfer pages still show only the 1:1 base rate and don’t list this promo. Confirm the offer, ratio, and end date on Chase’s site (Ultimate Rewards → Transfer to Travel Partners) before transferring.
Which Chase cards can transfer Ultimate Rewards to Marriott?
Chase’s official how-to-transfer page names Sapphire Preferred, Sapphire Reserve, and Ink Business Preferred, with transfers in 1,000-point increments. Freedom Flex and Freedom Unlimited points have to be combined into one of those accounts first. Specialist sites treat Sapphire Reserve for Business as eligible, but Chase’s public how-to-transfer page doesn’t name it, so check your transfer screen for that account.
How long do Chase points take to post to Marriott Bonvoy, and when does the 70% bonus show up?
Marriott’s official article says points typically post within four days, and transfers can’t be reversed. Chase says most transfers process by the next business day but can take up to 7 business days. Specialist write-ups say Marriott awards the 70% bonus and that it can take up to 7 days after the transfer completes. No public promo page confirms that timing.
Can Marriott award prices move after I transfer Chase points?
Yes. As of September 27, 2026, One Mile at a Time and The Points Guy note that Marriott award pricing is dynamic with no published award-chart ceiling. If your booking needs the bonus points, award space or the points price can change during the up-to-7-day wait for the bonus to post.
Does Marriott’s fifth night free change the 70% transfer math?
Only for qualifying stays. Marriott’s official “Stay for 5, Pay for 4” article (as of September 27, 2026) says five consecutive nights booked with points on one reservation, as a Standard or PointSavers award, get the lowest-point night free. It doesn’t apply to Cash + Points, Upgrade Awards, Nightly Upgrade Awards, promotional free-night certificates, or split reservations. Only compare a qualifying five-night award against keeping your UR.
Written by JP
Miles & Points Expert and Enthusiast | 200,000+ Points Redeemed in 2026
I personally test every credit card, redemption, and loyalty program strategy so you get honest, up-to-date 2026 advice and real results.
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