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The World of Hyatt Credit Card and the Marriott Bonvoy Boundless are both Chase cards with the same annual fee, and each gives an anniversary free night. The difference is in how that night is capped, how much elite credit each card adds, and where each card earns its highest rate.
This comparison covers the annual fee and free night, topping up a Marriott free night, elite status and night credits, earn rates, Chase Ultimate Rewards transfers, the hotel footprint each page describes, welcome offers, and who each card fits. Which one fits depends on where you stay, not on a single winner.
Our own free tracker, RewardTracker.io, lets you track two cards free; a one-time $10 unlock adds the rest of the catalog on that account.
At a Glance
- Annual fee: $95 on both cards, per Chase as of Oct 12, 2026.
- Free night: The Hyatt card's anniversary night is capped by hotel category (Category 1-4); the Boundless night is capped by points.
- Elite status: The Hyatt card includes Discoverist status; the Boundless includes Silver Elite Status and a spend path to Gold Elite Status.
- Footprint: The Boundless page references over 7,000 participating Marriott Bonvoy hotels.
- Currency: Hyatt points and Marriott Bonvoy points are different currencies.
| Feature | World of Hyatt Credit Card | Marriott Bonvoy Boundless |
|---|---|---|
| Annual fee | $95 | $95 |
| Anniversary free night | Category 1-4 | Up to 35,000 points |
| Annual elite night credits | 5 | 15 |
| Top rate at the brand's hotels | Up to 9 points per $1 | Up to 17 points per $1 |
Card fees, free-night terms, elite benefits, earn rates, transfer terms and welcome offers can change, so check the Chase and Marriott pages before you apply or transfer.
Real-World Examples
- A Hyatt cardholder who spends $15,000 on purchases in a calendar year gets 5 annual Tier-Qualifying Night credits plus 6 more from spending (2 per $5,000), for 11 in total, per Chase's terms as of Oct 12, 2026.
- A Boundless cardholder who spends $15,000 on purchases in a calendar year gets 15 annual Elite Night Credits plus 3 more from spending (1 per $5,000), for 18 in total, per Chase's terms as of Oct 12, 2026.
Annual Fee and the Anniversary Free Night
Both cards list a $95 annual fee on Chase's product pages and in Chase's pricing and terms documents (World of Hyatt Credit Card, LGC61032, and Marriott Bonvoy Boundless, LGC65195) as of Oct 12, 2026.
- World of Hyatt Credit Card: one free night at any Category 1-4 Hyatt hotel or resort every year after the cardmember anniversary, plus another Category 1-4 night after $15,000 in calendar-year spending. The night is good for any available standard room, excluding Miraval, Hyatt Zilara, and Hyatt Ziva, subject to World of Hyatt terms.
- Marriott Bonvoy Boundless: the anniversary Free Night Award is valid at a property with a redemption level up to 35,000 points. Welcome-offer Free Night Awards are redeemable up to 50,000 points per night. Free Night Awards may be combined with Marriott Bonvoy points under program terms.
For how the Boundless compares with Marriott's higher-tier cards, see our Marriott Brilliant and Boundless comparison.
Topping Up a Free Night
Chase's Boundless terms say the anniversary Free Night Award may be combined with Marriott Bonvoy points under Marriott's terms, and Marriott's Free Night Award page says members can redeem or purchase up to 25,000 points to expand a Free Night Award's value, as of Oct 12, 2026. That lets a Boundless night reach past its 35,000-point cap. For what Marriott points are worth, see our Marriott Bonvoy points value guide.
Elite Status and Night Credits
- World of Hyatt Credit Card (per Chase, as of Oct 12, 2026): automatic Discoverist status for as long as the card is open, 5 Tier-Qualifying Night credits each calendar year, and 2 more for every $5,000 in purchases.
- Marriott Bonvoy Boundless: automatic Silver Elite Status each calendar year, 15 Elite Night Credits each calendar year, 1 Elite Night Credit for every $5,000 spent, and a path to Gold Elite Status after $35,000 in purchases in a calendar year.
Earn Rates on and off Property
- World of Hyatt Credit Card (per Chase, as of Oct 12, 2026): up to 9 total points per $1 at Hyatt hotels (4 Bonus Points from the card plus up to 5 Base Points from World of Hyatt membership); 2 Bonus Points per $1 at restaurants, on airline tickets bought directly from airlines, on local transit and commuting, and on fitness club and gym memberships; 1 Bonus Point per $1 on everything else.
- Marriott Bonvoy Boundless: up to 17 total points per $1 at hotels participating in Marriott Bonvoy (6X from the card, up to 10X from Marriott Bonvoy membership, and up to 1X from Silver Elite Status); 3X on the first $6,000 spent each year in combined grocery store, gas station, and dining purchases; 2X on everything else.
Hyatt points and Marriott Bonvoy points are different currencies, so the per-dollar figures are not directly comparable.
How Chase Ultimate Rewards Transfers Fit
Chase Ultimate Rewards points can be transferred to World of Hyatt and to Marriott Bonvoy, and Chase's transfer-partner education page lists both programs as of Oct 12, 2026. The World of Hyatt transfer rate depends on which Chase card the points come from.
- Per Chase's June 15, 2026 Sapphire Preferred announcement, Sapphire Preferred and Ink Business Preferred cardmembers' Ultimate Rewards points transfer to World of Hyatt at a rate of 4:3: transferring 1,000 Ultimate Rewards points gives 750 World of Hyatt points.
- For Sapphire Preferred, 4:3 took effect immediately for cardmembers who applied on or after June 15, 2026, and on October 1, 2026 for cardmembers who applied before June 15, 2026.
- For Ink Business Preferred, 4:3 took effect October 1, 2026 for existing cardmembers and for new cardmembers who apply on or after that date. Chase says the update also applies to existing Ink Plus and Corporate Flex cardmembers from October 1, 2026.
- Chase’s 4:3 announcement does not name Sapphire Reserve; check the transfer screen in Ultimate Rewards for your Reserve account’s Hyatt rate.
For more on the choice between this card and Chase points, see our World of Hyatt card and Chase points guide; for the full partner list, see our Chase Ultimate Rewards transfer partners guide.
Hotel Footprint as Each Page Describes It
As of Oct 12, 2026, the Marriott Bonvoy Boundless page references over 7,000 hotels participating in Marriott Bonvoy.
Welcome Offers as Chase Prints Them
- World of Hyatt Credit Card (per Chase, as of Oct 12, 2026): up to 60,000 Bonus Points. That is 30,000 after $3,000 in purchases in the first 3 months, plus up to 30,000 more by earning 2 Bonus Points total per $1 on purchases that normally earn 1, on up to $15,000 in the first 6 months. It is available to applicants who do not have the card and have not received a new cardmember bonus for it in the past 24 months.
- Marriott Bonvoy Boundless: 3 Free Night Awards after $3,000 in eligible purchases within 3 months of account opening, each redeemable up to 50,000 points. A special offer through June 30, 2027 adds up to $100 in statement credits after $500 in eligible airline purchases ($50 semi-annually).
Who Each Card Fits
- The World of Hyatt Credit Card fits travelers who mainly stay at Hyatt properties and would use a Category 1-4 free night and Discoverist status.
- The Marriott Bonvoy Boundless fits travelers who stay mainly at Marriott Bonvoy hotels and value a points-capped free night that can be topped up, and more annual elite night credits.
TL;DR – Verdict
As of Oct 12, 2026, the World of Hyatt Credit Card fits travelers focused on Hyatt stays who value the Category 1-4 free night and Discoverist status. The Marriott Bonvoy Boundless fits travelers who stay mainly at Marriott Bonvoy hotels and value a points-capped free night with a top-off option, and additional elite night credits. Both cost $95 a year.
FAQ
What free night does each card provide?
The World of Hyatt Credit Card gives a Category 1-4 night after each cardmember anniversary, plus another after $15,000 in calendar-year spending. The Boundless anniversary night is capped at a redemption level of 35,000 points, as of Oct 12, 2026.
How do elite night credits work on each card?
The Hyatt card adds Discoverist status, 5 Tier-Qualifying Night credits a year, and 2 more per $5,000 spent. The Boundless adds Silver Elite Status, 15 Elite Night Credits a year, 1 more per $5,000 spent, and a Gold Elite path at $35,000 in calendar-year purchases.
Can I transfer Chase points to Hyatt or Marriott?
Yes. Chase Ultimate Rewards points transfer to both World of Hyatt and Marriott Bonvoy, and ratios are product-specific. Per Chase, Sapphire Preferred, Ink Business Preferred, and existing Ink Plus and Corporate Flex cardmembers transfer to World of Hyatt at 4:3 (1,000 points to 750) as of October 1, 2026, or immediately for Sapphire Preferred cardmembers who applied on or after June 15, 2026. Chase’s 4:3 announcement does not name Sapphire Reserve; check the transfer screen in Ultimate Rewards for your Reserve account’s Hyatt rate.
How many hotels participate in Marriott Bonvoy, per the Boundless page?
The Boundless page references over 7,000 participating Marriott Bonvoy hotels, as of Oct 12, 2026.
Who should consider each card?
Travelers who stay mainly at Hyatt properties for the Category 1-4 night and Discoverist status, and travelers who stay mainly at Marriott Bonvoy hotels and want more elite night credits for the Boundless.