Chase and IHG Hotels & Resorts announced on October 1, 2026 a new IHG One Rewards Premier Select Credit Card and updates to three existing cards that, per the press release, cover the portfolio. As of Oct 12, 2026, the release prints that the IHG One Rewards Traveler Card is now the no-annual-fee IHG One Rewards Credit Card, and that the IHG One Rewards Premier Business Card is now the IHG One Rewards Business Credit Card.
At a Glance
- The announcement: Chase and IHG announced the changes on October 1, 2026.
- New card: The release and the Chase and IHG card pages print a $350 annual fee on the IHG One Rewards Premier Select Credit Card.
- Premier: The release and the card pages print a $150 annual fee and automatic Gold Elite status on the IHG One Rewards Premier Credit Card.
- Renames: The Traveler card is now the no-annual-fee IHG One Rewards Credit Card, and the Premier Business card is now the IHG One Rewards Business Credit Card with a $200 annual fee, per the release and the card pages.
- Timing: Existing cardmembers will be notified in October with the effective date for each update, and annual fees will be adjusted in 2027.
| Card | Annual fee | Automatic status |
|---|---|---|
| IHG One Rewards Premier Select Credit Card (new) | $350 | Platinum Elite |
| IHG One Rewards Premier Credit Card | $150 | Gold Elite |
| IHG One Rewards Credit Card (formerly Traveler) | No annual fee | Silver Elite |
| IHG One Rewards Business Credit Card (formerly Premier Business) | $200 | Platinum Elite |
IHG card fees, credits, caps, earn rates, and offer dates can change; this post shows them only as the Chase and IHG press release and the official Chase and IHG card pages word them as of Oct 12, 2026, so re-check the official Chase card page before you act.
Real-World Examples
- An existing cardmember should expect a notice in October with the effective date for each update, with annual fee changes coming in 2027.
- Someone holding the card formerly known as the IHG One Rewards Traveler Card now sees the IHG One Rewards Credit Card name on the Chase and IHG card pages, which print a 4th Reward Night Free after $5,000 in purchases in a calendar year, starting in 2027.
- A Premier cardmember whose travel purchase posts after December 31, 2026 has the Chase card page line that 5X then applies only to airline tickets bought directly with the airline and to car rental agencies, with other travel purchases at 3X.
- A Premier Select cardmember who spends at least $250 on flights purchased directly with the airline in a calendar year has the Chase and IHG card-page line of a $200 statement credit through 12/31/27.
- A Business cardmember with Expensify purchases has the release and card-page line of up to $100 in statement credits each calendar year.
The New IHG One Rewards Premier Select Credit Card
- Food & Beverage Rewards: As of Oct 12, 2026, the release prints up to $300 in annual Food & Beverage Rewards at IHG properties. The Chase and IHG card pages print a $75 voucher each quarter, and the Chase card page prints that each voucher is valid for the quarter in which it was issued.
- Airline credit: The release prints a $200 annual airline statement credit on qualifying flight purchases. The card pages print it after at least $250 on flights purchased directly with the airline each calendar year through 12/31/27.
- United TravelBank Cash: The release and the Chase card page print up to $50, which the Chase page splits into two $25 deposits (January 1 to June 30 and July 1 to December 31) after the card is registered with a MileagePlus account.
- Anniversary Free Night: The release and the card pages print a 60,000-point redemption cap, with points usable above that cap. The Chase card page also prints an additional Anniversary Free Night with the same cap after $40,000 in purchases in a calendar year.
- Status: The release and the card pages print automatic Platinum Elite status. The Chase card page prints that it lasts while the person remains a Premier Select cardmember, and Diamond Elite status through December 31 of the following year in each calendar year the primary cardmember spends $25,000 or more.
- Elite Night Credits: The release prints 20 each calendar year and 2 more for every $5,000 spent. The Chase card page adds 5 more after $15,000 in purchases each calendar year.
- Earn: The release prints up to 28X total points on IHG stays, 6X on dining and all other travel including rideshare, and 3X on all other purchases. The card pages split the stay total into 12X with the card, up to 10X from IHG for being a member, and up to 6X from IHG with Platinum Elite status.
- Other lines: The release and the card pages print a fourth Reward Night free on a consecutive four-night points stay. The card pages print no foreign transaction fee.
What Changed on the IHG One Rewards Premier Credit Card
- Credits: As of Oct 12, 2026, the release marks as new up to $100 in annual Food & Beverage Rewards and a $100 annual airline statement credit. The card pages print a $25 quarterly voucher and the airline credit after at least $250 on flights bought directly with the airline each calendar year through 12/31/27.
- United TravelBank Cash: The release and the Chase card page print up to $50, in two $25 half-year deposits after MileagePlus registration.
- Anniversary Free Night: Chase's Premier card page and IHG's credit-card page list a redemption cap of 50,000 points, and you can add points to book above that level.
- Status: The release and the card pages print automatic Gold Elite status. The Chase card page prints Platinum Elite status after $15,000 in purchases in a calendar year and Diamond Elite status after $40,000, each through December 31 of the following year.
- Elite Night Credits: The release marks as new 15 each calendar year and 2 more for every $5,000 spent. The Chase card page adds 5 more after $15,000 in purchases each calendar year.
- Earn: The release prints up to 24X total points on IHG stays, 5X on flights booked directly, car rental agencies, dining, gas stations and grocery stores, and 3X on all other purchases. The Chase card page prints that the 5X travel category applies to purchases posting through December 31, 2026; after that, 5X applies only to airline tickets bought directly with the airline and to car rental agencies, with other travel at 3X.
- Other lines: The release and the card pages print a fourth Reward Night free on a consecutive four-night points stay at the same hotel, and the card pages print no foreign transaction fee.
Traveler Renamed: The No-Annual-Fee IHG One Rewards Credit Card
- As of Oct 12, 2026, the release prints: "Formerly known as the IHG One Rewards Traveler Card, the no-Annual Fee IHG One Rewards Credit Card." The Chase and IHG card pages print the new name and no annual fee.
- This card doesn't come with a Food & Beverage Reward, an airline statement credit, United TravelBank Cash or an Anniversary Free Night.
- The release and the card pages print automatic Silver Elite status, and the Chase card page prints Gold Elite status through December 31 of the following year after $15,000 in purchases in a calendar year. The release marks as new 5 Elite Night Credits each calendar year.
- The release prints up to 17X total points on IHG stays, 3X on dining, gas stations, and grocery stores, and 2X on all other purchases.
- The release prints an updated 4th Reward Night Free after $5,000 on purchases. The Chase and IHG card pages print: "Starting in 2027, spend $5,000 on purchases in a calendar year and unlock a 4th Reward Night free" on a consecutive four-night stay, available for the rest of the qualifying year and the next calendar year. For a different hotel program's fifth-night approach, see our Marriott Bonvoy for families guide.
- The card pages print no foreign transaction fee on this card.
Premier Business Renamed: The IHG One Rewards Business Credit Card
- As of Oct 12, 2026, the release prints: "Previously known as the IHG One Rewards Premier Business Card, the IHG One Rewards Business Credit Card ($200 Annual Fee)." The Chase business card page and the IHG credit-card page print the new name and that fee.
- Credits: The release marks as new up to $100 in annual Food & Beverage Rewards, a $100 annual airline statement credit, and up to $100 in annual statement credit toward Expensify purchases. The card pages print the airline credit after at least $250 on flights bought directly with the airline each calendar year through 12/31/27.
- Anniversary Free Night: The release and the card pages print a 50,000-point cap for this card, with points usable above that level.
- Status: The release and the card pages print automatic Platinum Elite status. The Chase business card page prints Diamond Elite status after $50,000 in purchases, starting January 1, 2027.
- Elite Night Credits: The release marks as new 15 each calendar year and 2 more for every $5,000 spent. The Chase business card page prints the first 15 by February 1 each calendar year and 5 more after $25,000 in purchases each calendar year.
- Earn: The release prints up to 26X total points on IHG stays, 5X on flights booked directly, car rental agencies, dining, gas stations, and select advertising, and 3X on all other purchases. The Chase business card page says 5X applies to all travel and office supply store purchases that post through December 31, 2026; after that, 5X travel applies only to airline tickets bought directly with the airline and car rental agencies, and other travel and office supply purchases earn 3X. The release and the card pages print a fourth Reward Night free on a consecutive four-night points stay, and the Chase business card page prints no foreign transaction fee.
What Existing Cardmembers Should Expect
As of Oct 12, 2026, the press release says: "Existing IHG One Rewards Credit Cardmembers will be notified in October with details about the new and enhanced benefits available to them and the effective date for each update. Annual Fees will be adjusted in 2027."
Launch Offers Through November 18, 2026
As of Oct 12, 2026, the press release prints: "To celebrate the launch, through November 18th, new cardmembers can earn the following limited-time launch offers."
| Card | Bonus points | Spend in the first 3 months |
|---|---|---|
| Premier Select | 200,000 | $5,000 |
| Premier | 180,000 | $3,000 |
| IHG One Rewards Credit Card (no annual fee) | 125,000 | $2,000 |
| Business | 190,000 | $5,000 |
- The Chase product pages for the four cards and the IHG credit-card page print the same bonus amounts and spend requirements.
- The Chase product pages also print 10,000 bonus points after an authorized user is added in the first 3 months (an employee card on the Business card).
TL;DR – Verdict
As of Oct 12, 2026, Chase and IHG announced one new card and two renames on October 1, 2026, and the release prints new credits and status lines across the lineup. Existing cardmembers will be notified in October with the effective date for each update, and annual fees will be adjusted in 2027.
- The Premier Select card is the new card; the Premier, no-fee, and Business cards were updated, and two of them renamed, as the release and card pages print them.
- The Premier card's Anniversary Free Night cap is now 50,000 points on Chase's card page.
- The no-fee card's 4th Reward Night Free carries a $5,000 calendar-year spend rule starting in 2027 on the card pages.
FAQ
What is the new IHG One Rewards Premier Select card?
As of Oct 12, 2026, it is a new card with a $350 annual fee on the release and the Chase and IHG card pages, up to $300 in Food & Beverage Rewards, a $200 airline statement credit, an Anniversary Free Night with a 60,000-point cap, automatic Platinum Elite status, and 20 Elite Night Credits each calendar year.
What changed on the IHG One Rewards Premier card?
The release marks as new up to $100 in Food & Beverage Rewards and a $100 airline statement credit, and the release and card pages print automatic Gold Elite status and 15 Elite Night Credits each calendar year. Chase's card page lists a 50,000-point Anniversary Free Night cap.
What happened to the IHG Traveler card?
The release prints that it is now the no-annual-fee IHG One Rewards Credit Card. The Chase and IHG card pages print a 4th Reward Night Free after $5,000 in purchases in a calendar year, starting in 2027.
What is the IHG Premier Business card called now?
The release prints that it is the IHG One Rewards Business Credit Card, and the Chase and IHG card pages print that name and a $200 annual fee.
When do the changes reach existing cardmembers?
The release prints that existing cardmembers will be notified in October with details and the effective date for each update, and that annual fees will be adjusted in 2027.
When do the launch offers end?
The release prints limited-time launch offers through November 18th.