Quick Guide to the American Express Platinum Card's Benefits

The American Express Platinum Card is one of the most robust rewards cards on the market, offering a wide range of benefits to cardholders. From statement credits for airline and hotel fees, to discounts on digital entertainment and gym memberships, there are many ways to maximize your travel and leisure experience with the Amex Platinum Card. In this guide, we’ll explore all of the benefits that come with being an Amex Platinum Cardholder, so you can make the most out of your experience. Let's take a look!

ANNUAL CREDITS

$200 credit for airline incidental fees

The American Express Platinum Card offers $200 in statement credits annually for incidental fees charged by one airline you select. This benefit is perfect for frequent travelers, as it helps to cover the costs of things like checked baggage, seat upgrades, and onboard food beverage purchases. With this statement credit, cardholders can save money on travel-related expenses that can really add up over time.

To benefit from this perk, simply select an eligible airline in your Amex online account or via the mobile app — which you can do when you first receive your card or at any point thereafter. Once selected, all qualifying incidental purchases made with that particular airline will be automatically credited to your account each year after they post to your account. It's important to note that the statement credit is only valid for one airline per year, so choose wisely.

The $200 statement credit can be used toward a variety of incidental including: checked bags, seat selection, lounge day passes/memberships, and onboard food and beverage purchases. It's also important to remember that you must select your chosen airline prior to making any qualifying purchases in order for them to be eligible for the statement credit. There are restrictions on what types of airlines qualify for this benefit — make sure to check with Amex first before selecting an airline so you can take full advantage of the offer. All in all, this perk from the American Express Platinum Card really helps cardholders make their travel experiences more affordable by providing them with a helpful statement credit on all eligible incidental purchases.

$200 hotel credit towards Amex Fine Hotels + Resorts or The Hotel Collection

When you’re booking a stay through Amex Travel with your American Express Platinum Card, you can take advantage of an annual hotel credit of $200 in the form of a statement credit. This offer applies to both prepaid bookings from the Fine Hotels + Resorts Collection and The Hotel Collection stays, which must meet a two-night minimum stay requirement. You can use the credit to cover eligible charges such as room rate, incidental fees like dining and spa services, and other benefits granted by the hotel during your stay.

When booking through Amex Travel, you’ll be able to preview an estimate of what is covered by your $200 credit before you book. You’ll also have access to exclusive benefits such as room upgrades and late check-out when you book through the Fine Hotels + Resorts Collection, as well as best available rate guarantees and complimentary Wi-Fi when booking with The Hotel Collection.

When it comes time to pay for your stay, all you have to do is provide your Amex Platinum Card and the charges will be applied automatically to the account. After you check out, any applicable charges that exceed $200 will be charged to your card. And if there’s leftover credit on your statement after checkout, it can be used for a future stay within the same calendar year—so you don’t have to worry about missing out on any of your benefits.

$200 in Uber Cash

With the American Express Platinum Card, you can enjoy an extra $200 in Uber Cash each year. This is split into twelve monthly credits of $15 for U.S. rides plus a bonus $20 credit in December, allowing you to get around town comfortably and conveniently without spending too much of your own money. With this exclusive benefit from the American Express Platinum Card, you can also enjoy a range of other discounts and rewards when you use Uber to get around. This includes a 5% discount on Uber Comfort rides, and an additional 4X Membership Rewards points for every dollar spent on eligible Uber services such as Eats orders or Ride Pass subscriptions. Plus, if your ride happens to exceed the monthly credits by more than $15 in any given month, you'll still be able to earn and use your Membership Rewards points to pay for it. With these additional rewards and discounts, the American Express Platinum Card is a great way to get around town while saving money and earning points.

$189 Clear membership credit

The American Express Platinum Card offers an annual Clear credit of $189 which is designed to help you cover the cost of your membership. By taking advantage of this offer, you can save on the costs associated with being a cardholder and enjoy all the benefits that come with it. Clear is a biometric identity verification technology used in airports throughout the United States and other locations around the world. With Clear, you can get through airport security checkpoints quickly without having to present a driver's license or documents.

$240 digital entertainment credit

The American Express Platinum Card offers an annual digital entertainment credit of up to $240. Eligible purchases are covered under the Monthly Statement Credit feature, which gives cardholders the opportunity to receive a $20 statement credit each month for eligible purchases made with the Amex Platinum at eligible partners. This benefit provides cardholders with a great way to save money on all their favorite entertainment subscriptions like Netflix, Hulu, or Disney+. It's also a great way to save money when buying music and movies.

To be eligible for the Monthly Statement Credit benefit with the Amex Platinum Card, cardholders must first make sure they are paying at eligible partners. These include Apple Music, Spotify Premium, and Netflix subscriptions. Additionally, cardholders must also ensure that their purchases are made directly with the Amex Platinum Card, as the statement credit cannot be applied to products purchased through a third-party or gift cards.

When making a purchase with an eligible partner, cardholders will receive a confirmation email from American Express stating that they have received the statement credit. Once this confirmation email has been received, cardholders will be able to use their Amex Platinum Card to purchase eligible products and services from the same partner for the next month. This process can be repeated each month until all $240 of the annual digital entertainment credit has been used.

$300 Equinox credit

The American Express Platinum Card offers cardholders a $300 annual credit for Equinox gym and Equinox+ app memberships. With this unique benefit, cardholders can save significantly on membership fees and get access to the best fitness classes and amenities that Equinox has to offer. Whether you're looking to take up yoga, try a spinning class, or just get your daily workout in, the American Express Platinum Card's $300 credit for Equinox gym and app memberships can help you do it.

Equinox gyms offer some of the most advanced fitness amenities available today. With state-of-the-art equipment, luxurious locker rooms, and the latest group exercise classes, Equinox's gyms are designed to help you maximize your workout experience. The American Express Platinum Card $300 credit for Equinox gym and app memberships allows cardholders to take advantage of all that this premier fitness chain has to offer without having to break the bank.

$155 statement credit toward Walmart+ membership

The American Express Platinum Card offers a $155 statement credit each month that can be applied toward the cost of a Walmart+ membership. This benefit is available to all Amex Platinum cardholders and allows them to take advantage of the many features offered by Walmart+. With this membership, you get access to free delivery on orders of $35 or more, exclusive discounts on fuel at Walmart and Murphy USA gas stations, and the ability to access select pharmacy services. Plus, you can save time by skipping the queue with Express Scan & Go. In addition, you’ll have access to a wide selection of digital entertainment options for free or discounted prices through the membership. With so many benefits available, the $155 statement credit makes it easy to access the Walmart+ membership and start taking advantage of all these amazing features.

$100 credit for Global Entry or TSA PreCheck every 4 years

The American Express Platinum Card offers an incredible benefit to travelers: a $100 statement credit for Global Entry every four years, or an $85 fee credit for TSA PreCheck every 4 years (depending on which application fee is charged to your card first). With either of these options, you can expedite the security process at airports across the United States, Canada, and most other U.S customs locations.

Global Entry allows travelers to bypass regular immigration lines upon arrival in the United States, instead receiving expedited processing with an automated kiosk. With Global Entry, all you need to do is present your valid passport or lawful permanent residence card at the kiosk and answer a few questions. The kiosk will then scan your fingerprints and take your photograph, before granting you entry into the U.S. TSA PreCheck™ is another expedited airport security program that allows travelers to use special lanes at select airports. With TSA PreCheck™, passengers can leave on their shoes, belt, and light jacket while passing through security checkpoints.

Having the American Express Platinum Card means that you can access these two services with ease and save money in the process. The $100 statement credit for Global Entry or $85 fee credit for TSA PreCheck are applied to your card four years from when it was charged, so there is no need to keep track of expiration dates. This makes it easy to enjoy the security and convenience of expedited airport processing without worrying about fees or renewal dates.

The American Express Platinum Card ensures that you have the best experience while traveling, making your trips smoother and faster with these helpful benefits. With Global Entry or TSA PreCheck in your arsenal, you can take advantage of an array of quick and convenient travel options. Whether you are taking short trips or traveling abroad, having the American Express Platinum Card means that you can make the most of your experience with expedited airport processing.

$100 Saks Fifth Avenue credit

The $100 Saks Fifth Avenue credit is one of the most appealing benefits offered by the American Express Platinum Card. Split into two separate statement credits of $50 each, cardholders are able to make use of this benefit twice a year – once between January and June, and then again from July through December. This feature offers customers an opportunity to enjoy discounts on luxurious items, ranging from apparel and accessories to home decor.

This feature is an excellent way for customers to enjoy discounts on high-end items throughout the year. In addition, Saks Fifth Avenue offers exclusive sales and discounts for cardholders, giving them additional opportunities to save on stylish finds. With the ability to earn rewards points through shopping at Saks Fifth Avenue, customers are able to maximize their savings while enjoying quality products.

LOUNGES AND STATUS

Access to the American Express Global Lounge Collection

The American Express Global Lounge Collection is the ultimate perk of the Platinum Card. Cardholders can gain access to over 1,300 airport lounges worldwide, allowing them to travel in comfort and luxury. The collection includes Centurion Lounges, Priority Pass lounges, Airspace lounges, Escape lounges and Plaza Premium lounges located in some of the top airports around the world. In addition, cardholders receive complimentary access to Delta Sky Clubs when they’re traveling on same-day Delta flights. All lounges are equipped with comfortable seating, free food and drinks, fast Wi-Fi, and plenty of other amenities that one could expect in a high-end lounge. The Centurion Lounges provide an even more luxurious atmosphere with premium amenities, hot and cold snacks, alcoholic beverages, and private workspaces.

Gold status with Hilton Honors and Marriott Bonvoy

The American Express Platinum Card offers cardholders complimentary Gold status with Hilton Honors and Marriott Bonvoy. This perk allows you to enjoy exclusive savings on stays at any of their properties around the world, such as free breakfast for two people, free internet access, discounted room rates, expanded late check-out options, and more. Plus, you can take advantage of exclusive benefits like room upgrades when available, discounts on amenities and services at select properties, and more. With the Amex Platinum Card, Gold status with both Hilton Honors and Marriott Bonvoy has never been easier.

Hertz Gold Plus Rewards President’s Circle, Avis Preferred Plus, and National Emerald Club Executive

The American Express Platinum Card makes it easy to take advantage of exclusive car rental status benefits when you’re traveling. With this card, you get complimentary access to Hertz Gold Plus Rewards President’s Circle, Avis Preferred Plus and National Emerald Club Executive – all three of the most popular car rental programs in the world. As a Platinum Cardholder, you’ll get exclusive access to discounted rental rates, free car upgrades and other special offers from each of these programs.

For starters, when you sign up for the Hertz Gold Plus Rewards President’s Circle program as a Platinum Cardholder, you can take advantage of discounts on your base rates up to 25%. That means that when you rent from Hertz, you’ll be able to take advantage of the best possible rate on your vehicle. And with the President’s Circle program, you can also enjoy expedited pick-up and return services at participating locations, VIP access to Hertz Prestige Collection vehicles, and waived underage surcharges, among other benefits.

With Avis Preferred Plus, you can also enjoy exclusive Platinum Cardholder discounts on select car rentals – up to 25% off the base rate of your rental. Plus, when you sign up for the program as a Platinum Cardholder, you’ll be able to take advantage of priority check-in select participating locations, as well as a complimentary upgrade on your next rental of an intermediate (group C) car or larger.

Finally, with the National Emerald Club Executive program, you can enjoy up to 25% off weekend rentals, free upgrades when available and exclusive discounts on luxury cars. Plus, you’ll be able to skip the line at participating National locations thanks to priority check-in.

So no matter where you’re going, the American Express Platinum Card makes it easy to take advantage of exclusive car rental status benefits when you’re traveling. With complimentary access to three of the most popular car rental programs in the world, you can save money and get access to special offers without having to pay extra. Start taking advantage of the Amex Platinum Card’s car rental benefits today!

EXCLUSIVE ACCESS

Amex Fine Hotels + Resorts and The Hotel Collection

The American Express Platinum Card offers cardmembers access to the exclusive Amex Fine Hotels + Resorts program, as well as The Hotel Collection. With both of these programs, you can get special benefits when booking hotels directly with Amex, including complimentary upgrades and on-property credits for room charges. Through Amex Fine Hotels + Resorts, cardmembers can benefit from daily breakfast for two, early check-in and late checkout, room upgrades when available, complimentary in-room Wi-Fi access, and a unique property amenity of up to $100. With The Hotel Collection program, you get an additional US$50 food or beverage credit at participating hotels. These special benefits can make a big difference when it comes to saving money and getting the most out of your stay.

TRAVEL INSURANCE

Trip delay insurance

The Trip Delay Insurance feature of the American Express Platinum Card is a valuable benefit that can help cardholders in case of unexpected disruptions to their travel plans. If your trip is delayed more than six hours due to a covered reason, you may be eligible for reimbursement up to $500 per covered trip for reasonable additional expenses. This includes meals, lodging, toiletries, and other miscellaneous expenses that are needed due to the delay. In order to be eligible for this coverage, you must have charged at least a portion of your travel ticket on your Amex Platinum Card.

In addition to reimbursing cardholders up to $500 per covered trip for reasonable additional expenses, Trip Delay Insurance also covers eligible expenses for tickets purchased for friends and family members traveling with the cardholder. This means that if your trip is delayed and you need to purchase additional meals, lodging or toiletries for a friend or family member who was traveling with you on the same ticket, you may be reimbursed up to $500 per covered trip.

In order to be covered, the trip delay must have been caused by a covered reason, such as an airline carrier’s mechanical breakdown, bad weather, or labor dispute. In addition, travelers must remain on their original itinerary and wait for a delayed flight in order to be eligible for coverage. It is important to note that the insurance does not cover cancellations due to matters outside of the American Express Platinum Card’s control, such as personal health issues, terrorism or civil unrest.

Trip interruption insurance

The American Express Platinum Card offers its customers Trip Interruption Insurance, which provides cardholders with up to $10,000 of reimbursement for covered trips that must be cancelled or interrupted. The benefit is automatically included for all eligible cardmembers and provides coverage for most common causes of trip interruption such as sickness, injury, natural disasters, weather-related delays, or other covered reasons.

To be eligible for coverage under the Trip Interruption Insurance benefit, cardholders must pay at least a portion of the cost of their trip with an eligible American Express Card. All trips must be booked through a travel agency or tour operator that is licensed in the United States where your destination is located, and all bookings must be completed before the trip starts.

Once you are enrolled in the Trip Interruption Insurance benefit, American Express will provide coverage for up to $10,000 of reimbursement per covered trip. This includes reimbursement for unused nonrefundable tickets or reservations, as well as associated additional travel expenses such as meals, accommodations, or transportation costs.

To make a claim for reimbursement under the Trip Interruption Insurance benefit, cardholders must first submit documentation of their covered trip and associated expenses to American Express within 21 days of the date the interruption occurred. This documentation should include details of the trip such as hotel reservations, airline tickets, and other receipts that prove any additional costs associated with the trip.

Once American Express has reviewed your claim and approved it, they will process a reimbursement for the qualifying expenses in accordance with their terms and conditions. If you have any questions about making a claim under the Trip Interruption Insurance benefit, you can contact American Express directly to speak to a customer service representative who can provide further assistance.

The American Express Platinum Card Trip Interruption Insurance benefit is a great way to ensure that your travel plans are covered should something unexpected arise. With up to $10,000 of reimbursement available per trip, you can rest assured that you’ll be able to get back on track in the event of an interruption.

PURCHASE PROTECTIONS

Extended warranty benefits on purchases

The American Express Platinum Card Extended Warranty benefit offers cardholders a peace of mind when it comes to protecting their purchases from manufacturers' defects. This benefit extends eligible manufacturer’s warranties of five years or less by up to one additional year, making sure that any product purchased with the Amex Platinum card is kept in good condition for longer.

For example, if your warranty was due to expire in three years but with the extended warranty benefit it is now four years, you are automatically protected for an additional year. This could be a great bonus when making important purchases such as household appliances or electronics. The protection even applies to items purchased second-hand and doesn’t need to be added at the time of purchase - all you need to do is keep your Amex Platinum.

The American Express Platinum Card Extended Warranty benefit is easy to use and can save you money in the long run. If something goes wrong with a product that was purchased with your Amex Platinum card, simply call or visit online customer service centers for the manufacturer and provide proof of purchase. The Amex Platinum card will then pick up the tab for any repair or replacement costs, as long as the product is still within its original warranty period.

In addition, American Express offers one additional year of protection on top of the original manufacturer’s warranty, which can help to ensure that your purchase is still covered in the event of a breakdown or other defect. This means you don’t have to worry about being out of pocket for costly repairs and replacements as long as you keep up with your Amex Platinum card payments.

Ultimately, the American Express Platinum Card Extended Warranty benefit is an excellent way to protect your purchases and ensure that you get the most out of every purchase made with your Amex Platinum card. It’s a great way to save money on costly repairs and replacements and is just one of many benefits available with the American Express Platinum Card.

Purchase protection on recent purchases

Purchase protection is one of the most valuable and convenient benefits available to American Express Platinum Cardholders. This feature safeguards your recent purchases against theft, accidental damage or loss for up to 90 days from the purchase date. With this benefit, you can be sure that you’re protected in case something goes wrong with an item you recently purchased. For instance, if you buy a laptop and it’s accidentally damaged within 90 days of purchase, you can file a claim with American Express to receive coverage for that item.

In addition to theft or accidental damage, purchase protection also covers some items if they’re lost in transit or abnormally delayed. To take advantage of this feature, simply contact American Express and provide proof of the item purchased and your original receipt. After filing a claim, you’ll be able to receive reimbursement for up to $1,000 in coverage for any eligible items you’ve purchased with your Amex Platinum Card.

In addition to providing protection against theft or accidental damage, the purchase protection feature of the American Express Platinum Card also protects you from price increases. If you buy an eligible item within 90 days of its original purchase and it decreases in price during that time period, you can receive a reimbursement for the difference in price.

This benefit even covers digital purchases with certain restrictions. For instance, if you purchase a digital item with your American Express Platinum Card and it’s either not delivered or is significantly different than promised, you can file a claim to receive coverage for the item.

Overall, the purchase protection feature of the American Express Platinum Card provides an invaluable level of security when making purchases online or in stores. Whether it’s accidental damage, theft, or price drops on eligible items, you can be sure that your purchases are covered with this feature. And if something does go wrong with an item you bought recently, the purchase protection of the Amex Platinum Card has you covered!

Return protection on recent purchases

The American Express Platinum Card offers return protection on eligible items purchased within 90 days of the purchase date. This means that if you buy an item from a merchant and it does not meet your expectations, you can contact American Express about returning that purchase for a full refund.

American Express will review each case on an individual basis, so make sure to send in details such as the original receipt, description of the item, photos of the item (if applicable), and any other information requested by American Express. If approved, you'll receive a full refund for the purchase price (including taxes) up to $300 per item with no restocking fees or shipping charges. The best part is that this benefit applies to all eligible items regardless of the merchant's return policy.

The Return Protection feature of the American Express Platinum Card is a helpful and convenient way for cardholders to shop with confidence and receive their money back if something doesn't meet expectations. Not only does it provide an extra layer of protection against purchases that may not be wanted, but it also allows customers to save time by not having to go through the process of returning merchandise in person or via mail. Plus, you don’t have to worry about being charged restocking fees or shipping charges. The American Express Platinum Card truly provides purchasers with peace of mind when shopping online or in store!

Conclusion

The American Express Platinum Card is one of the most rewarding and powerful travel cards on the market, offering a wide range of benefits and rewards. With a generous sign-up bonus, exclusive access to lounges, free hotel upgrades and more, the AMEX Platinum card has something for every traveler. Whether you are looking for an all-inclusive travel experience or simply want to earn points for future trips, the AMEX Platinum card is a great choice. For those who use it responsibly and take full advantage of its benefits, the American Express Platinum Card is sure to become an invaluable part of any journey. So don't miss out - get your hands on an AMEX Platinum card today and start enjoying the many rewards!